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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Credit for Zopa!

User friendly and responsive: they want to engage and help and are set up to do so, unlike other banks. Reviewed on: 21st February 2023

Great product!

Great product with really flexible app and transparent fees/charges. Reviewed on: 21st February 2023

Great

Great product and great company Reviewed on: 21st February 2023

Great service

Easy to use and very helpful customer service Reviewed on: 21st February 2023

Credit Card and Saving

Absolutely amazing credit card that you can save with alongside your credit for Holidays etc and earn interest Reviewed on: 21st February 2023

Straight Forward

Zopa credit card is a straight forward application along with the app. I haven’t encountered any issues as of yet. I would likely recommend this company Reviewed on: 21st February 2023

Amazing product

Thai card is amazing and mainly because of the app that it comes with help you track all spending advises you when and how to make easy options of payments. Plus other exciting information that you wouldn’t normally get with a credit card like savings, advising when your rating goes up such a good product so pleased with it, it’s really going to help me gain some good credit rating for the future. Reviewed on: 21st February 2023

Great customer service

I've had problems with my bank and they've help resolving the issue Reviewed on: 21st February 2023

Best customer service

It’s help me to build my credit score Reviewed on: 21st February 2023

Brilliant

Brilliant company so helpful and supportive I have told all my family and friends how good Zopa are Reviewed on: 21st February 2023

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