Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

View other Zopa products

4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Best card

Help me to rebuild my credit thanks Reviewed on: 21st February 2023

Simple account and not sharks

A great app, well controlled for spending and they don't give a ridiculously unaffordable credit limit. Lots of additional information on your credit position and great support. Reviewed on: 21st February 2023

Helpful friendly staff

Spoke to a member of staff my card wouldn’t work, stayed on the line until I had solved the problem really friendly Reviewed on: 21st February 2023

Absolutely brilliant

Couldn't be a better place to get a credit card from so easy to use Reviewed on: 21st February 2023

Zopa highly recommended

Only ever had a good experience with Zopa! Reviewed on: 21st February 2023

Very Good! Thanks!

Very Good! Thanks ! Very Good! Thanks! Very Good! Thanks! Reviewed on: 21st February 2023

Simple and easy

Getting the card was simple, the app is super simple. Also it has so many added things to help improve you credit score. Really happy! Reviewed on: 21st February 2023

Best ever App for a credit card

Best ever App for a credit card, have other credits cards as well but the balance and transactions don't get updated as quickly as it is for Zopa Reviewed on: 21st February 2023

Amazing credit card

Zopa credit card is family friendly credit card that will recommend for family and friends Reviewed on: 21st February 2023

Great

Good credit card to use anywhere. Flexible payment options. Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Hilton Honors Credit Card
from Barclaycard 4.17 from 11 reviews
Credit Card
from Shop Direct 4.64 from 6 reviews
Credit card
from Zempler Bank 4.89 from 5818 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub