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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great!

easy to understand, plain english- lots of offers and advice. Reviewed on: 21st February 2023

Fab card

Great company,great card great credit! Reviewed on: 21st February 2023

Easy

Easy to use, competitive rates on products available Reviewed on: 21st February 2023

Brilliant

Easy to communicate, easy to run It's app is awesome and easy to use Reviewed on: 21st February 2023

Help family

Be it help people and family with cost it living Reviewed on: 21st February 2023

Pressure Valve

In the current climate Zopa has been invaluable. Flexibility, ability to use anywhere. Sensible credit lines. Responsible information and help. A great pressure valve in the current climate. Reviewed on: 21st February 2023

Amazing

App is super easy to use and understand. Card was quickly sent out. Reviewed on: 21st February 2023

Great service quick and no issues

Great service quick and no issues Reviewed on: 21st February 2023

Never let me down

I am using it for one year never had a problem with it. Reviewed on: 21st February 2023

Does what it says on the tin

Not had any problems with my card can use everywhere and app is simple and straightforward Reviewed on: 21st February 2023

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