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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great service quick and no issues

Great service quick and no issues Reviewed on: 21st February 2023

Never let me down

I am using it for one year never had a problem with it. Reviewed on: 21st February 2023

Does what it says on the tin

Not had any problems with my card can use everywhere and app is simple and straightforward Reviewed on: 21st February 2023

Credit for Zopa!

User friendly and responsive: they want to engage and help and are set up to do so, unlike other banks. Reviewed on: 21st February 2023

Great product!

Great product with really flexible app and transparent fees/charges. Reviewed on: 21st February 2023

Great

Great product and great company Reviewed on: 21st February 2023

Great service

Easy to use and very helpful customer service Reviewed on: 21st February 2023

Credit Card and Saving

Absolutely amazing credit card that you can save with alongside your credit for Holidays etc and earn interest Reviewed on: 21st February 2023

Straight Forward

Zopa credit card is a straight forward application along with the app. I haven’t encountered any issues as of yet. I would likely recommend this company Reviewed on: 21st February 2023

Amazing product

Thai card is amazing and mainly because of the app that it comes with help you track all spending advises you when and how to make easy options of payments. Plus other exciting information that you wouldn’t normally get with a credit card like savings, advising when your rating goes up such a good product so pleased with it, it’s really going to help me gain some good credit rating for the future. Reviewed on: 21st February 2023

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