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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Best Credit provider, Zopa

I have never had any problems with Zopa, prompt to pick up a call, quick to sort out a problem and very fair with their credit. Best credit provider by far, thank you Zopa! Reviewed on: 21st February 2023

Excellent Service

Zopa has so far been incredible in providing excellent service. Reviewed on: 21st February 2023

Great

Service is great and should be recognised Reviewed on: 21st February 2023

Great!

easy to understand, plain english- lots of offers and advice. Reviewed on: 21st February 2023

Fab card

Great company,great card great credit! Reviewed on: 21st February 2023

Easy

Easy to use, competitive rates on products available Reviewed on: 21st February 2023

Brilliant

Easy to communicate, easy to run It's app is awesome and easy to use Reviewed on: 21st February 2023

Help family

Be it help people and family with cost it living Reviewed on: 21st February 2023

Pressure Valve

In the current climate Zopa has been invaluable. Flexibility, ability to use anywhere. Sensible credit lines. Responsible information and help. A great pressure valve in the current climate. Reviewed on: 21st February 2023

Amazing

App is super easy to use and understand. Card was quickly sent out. Reviewed on: 21st February 2023

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