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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Awesome Service

No drama, no delay in speaking to a human simply the easiest company to deal with! Reviewed on: 21st February 2023

Helpful

Keeps me updated, easy to use,quick response to any query, Very helpful. , Reviewed on: 21st February 2023

Best choice

The best choice I ever made easy to use Reviewed on: 21st February 2023

App

Great well thought out app easy to use Reviewed on: 21st February 2023

There ok

Probably due to my credit report, but with the savings I have put into Zopa you would have thought I have a higher credit limit. If the credit limit is not raised soon, I'll be taking my custom elsewhere Reviewed on: 21st February 2023

Easy!

Everything is easy to use. The app is user friendly. Reviewed on: 21st February 2023

Great service

Seamless banking at one place for all finance needs Reviewed on: 21st February 2023

Best Credit provider, Zopa

I have never had any problems with Zopa, prompt to pick up a call, quick to sort out a problem and very fair with their credit. Best credit provider by far, thank you Zopa! Reviewed on: 21st February 2023

Excellent Service

Zopa has so far been incredible in providing excellent service. Reviewed on: 21st February 2023

Great

Service is great and should be recognised Reviewed on: 21st February 2023

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