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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Help family

Be it help people and family with cost it living Reviewed on: 21st February 2023

Pressure Valve

In the current climate Zopa has been invaluable. Flexibility, ability to use anywhere. Sensible credit lines. Responsible information and help. A great pressure valve in the current climate. Reviewed on: 21st February 2023

Amazing

App is super easy to use and understand. Card was quickly sent out. Reviewed on: 21st February 2023

Great service quick and no issues

Great service quick and no issues Reviewed on: 21st February 2023

Never let me down

I am using it for one year never had a problem with it. Reviewed on: 21st February 2023

Does what it says on the tin

Not had any problems with my card can use everywhere and app is simple and straightforward Reviewed on: 21st February 2023

Credit for Zopa!

User friendly and responsive: they want to engage and help and are set up to do so, unlike other banks. Reviewed on: 21st February 2023

Great product!

Great product with really flexible app and transparent fees/charges. Reviewed on: 21st February 2023

Great

Great product and great company Reviewed on: 21st February 2023

Great service

Easy to use and very helpful customer service Reviewed on: 21st February 2023

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