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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Zopa

Easy bank app, cushion credit is best that i known when to stop it helps me of not getting to over limit Reviewed on: 21st February 2023

Great company great credit card

Struggled to get a credit card, Zopa gave me a chance great interest rates. Could just do with credit limit looking at and going up more frequently Reviewed on: 21st February 2023

Good

Best service , good team, always ready to help Reviewed on: 21st February 2023

Very good credit company

Very happy with you guys .Will always work with you Reviewed on: 21st February 2023

Great company

This card helped me out when it really mattered especially at Christmas Reviewed on: 21st February 2023

Brilliant

Brilliant all round! Had my zopa credit card about 2 years now and never had any issues with it. Would 100% recommend. Easy to use and understand Reviewed on: 21st February 2023

Great card

Easy to apply for - quick turnaround- great App- Reviewed on: 21st February 2023

All good working

Perfect application . Always working on time and non-issue Reviewed on: 21st February 2023

Amazing experience

Amazing experience and love the simplicity of the app, makes it very convenient to manage your money. Reviewed on: 21st February 2023

Simple and hassle free

Easy sign up and excellent spending alerts to keep you on track Reviewed on: 21st February 2023

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