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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

There ok

Probably due to my credit report, but with the savings I have put into Zopa you would have thought I have a higher credit limit. If the credit limit is not raised soon, I'll be taking my custom elsewhere Reviewed on: 21st February 2023

Easy!

Everything is easy to use. The app is user friendly. Reviewed on: 21st February 2023

Great service

Seamless banking at one place for all finance needs Reviewed on: 21st February 2023

Best Credit provider, Zopa

I have never had any problems with Zopa, prompt to pick up a call, quick to sort out a problem and very fair with their credit. Best credit provider by far, thank you Zopa! Reviewed on: 21st February 2023

Excellent Service

Zopa has so far been incredible in providing excellent service. Reviewed on: 21st February 2023

Great

Service is great and should be recognised Reviewed on: 21st February 2023

Great!

easy to understand, plain english- lots of offers and advice. Reviewed on: 21st February 2023

Fab card

Great company,great card great credit! Reviewed on: 21st February 2023

Easy

Easy to use, competitive rates on products available Reviewed on: 21st February 2023

Brilliant

Easy to communicate, easy to run It's app is awesome and easy to use Reviewed on: 21st February 2023

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