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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Great company

This card helped me out when it really mattered especially at Christmas Reviewed on: 21st February 2023

Brilliant

Brilliant all round! Had my zopa credit card about 2 years now and never had any issues with it. Would 100% recommend. Easy to use and understand Reviewed on: 21st February 2023

Great card

Easy to apply for - quick turnaround- great App- Reviewed on: 21st February 2023

All good working

Perfect application . Always working on time and non-issue Reviewed on: 21st February 2023

Amazing experience

Amazing experience and love the simplicity of the app, makes it very convenient to manage your money. Reviewed on: 21st February 2023

Simple and hassle free

Easy sign up and excellent spending alerts to keep you on track Reviewed on: 21st February 2023

Awesome Service

No drama, no delay in speaking to a human simply the easiest company to deal with! Reviewed on: 21st February 2023

Helpful

Keeps me updated, easy to use,quick response to any query, Very helpful. , Reviewed on: 21st February 2023

Best choice

The best choice I ever made easy to use Reviewed on: 21st February 2023

App

Great well thought out app easy to use Reviewed on: 21st February 2023

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