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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Excellent and easy to use

5
Zopa have been excellent throughout, not had any issues whatsoever, would and have recommended to friends. Reviewed on: 21st February 2023
Dan Brittain's avatar
Dan Brittain

Great company

5
Offered me a credit card when my credit score was rubbish and others would not! Still with them after all this time. Reviewed on: 21st February 2023
Elizabeth Stephens's avatar
Elizabeth Stephens

Great company

5
Great company very helpful clear app so can see what I’m spending and how much I owe Reviewed on: 21st February 2023
Donna Parr's avatar
Donna Parr

Great service

5
Instant payment updates great app interaction and overall ease of use Reviewed on: 21st February 2023
Andre Butler's avatar
Andre Butler

Excellent

5
This app helped me when I’m out of cash Really helped me in many situations I like zopa. Reviewed on: 21st February 2023
Yashpal's avatar
Yashpal

Great card

5
Great card, great communication and app is easy and good to use Reviewed on: 21st February 2023
craig.watson13@sky.com's avatar
[email protected]

Excellent product

5
Great credit card provider. Brilliant app and extremely fast payment system. Second to none. Reviewed on: 21st February 2023
Grant Hutton 's avatar
Grant Hutton

easier to manager then other providers

5
I was surprised to the ease of mobile devise usage. Regular balance and statement advice and information on how to improve your credit score. Yes, I recommend Zopa. Reviewed on: 21st February 2023
keith's avatar
keith

Credit card

5
I've had a credit card with zopa for a while now very easy to apply and easy app navigation customer service is brilliant helpful and friendly staff extremely professional Reviewed on: 21st February 2023
Kim Freeman's avatar
Kim Freeman

Simple, transparent, smooth

5
Zopa has been super simple across the whole process. I find the account easy to manage through their great app. Reviewed on: 21st February 2023
Ellis Holland's avatar
Ellis Holland

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