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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Amazing opportunity

Am so grateful for this chance to improve my credit which I suffered with so so long and in a very simple way. Reviewed on: 21st February 2023

Fantastic service and easy to use

Zopa have been easy to use, the app is easy to navigate and paying money on is instant and easy to do thoughout the month. statements are accessible anytime. Brilliant company and app. Reviewed on: 21st February 2023

Great reliable customer service

Supported me when I'll great support took my worries away Reviewed on: 21st February 2023

So modern,so good ,so fair

Zopa are a company for the 2020s,everything is updated asap,nothing ambiguous,they are on the ball with all verifications and contact,give you a limit that you can afford 10 out of 10 for Zopa ,love them Reviewed on: 21st February 2023

Best credit card company I've used

Everything about this credit card is easy, setting it up, making payments, changing credit limit. The app is straight forward and seeing all my products in the same place is great. Reviewed on: 21st February 2023

Credit Card

Easy to apply and fair decision making during processing of application. Reviewed on: 21st February 2023

Amazing

Easy app to use with great support when needed Reviewed on: 21st February 2023

Provided a great product for me

Having access to finances when needed has been a great thing and zopa has helped me to obtain security when needed Reviewed on: 21st February 2023

No hassle credit card

Easy to apply for, easy to manage, happy app Reviewed on: 21st February 2023

Absolutely good service

Asked a question about my card and got back straight away Reviewed on: 21st February 2023

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