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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Provided a great product for me

Having access to finances when needed has been a great thing and zopa has helped me to obtain security when needed Reviewed on: 21st February 2023

No hassle credit card

Easy to apply for, easy to manage, happy app Reviewed on: 21st February 2023

Absolutely good service

Asked a question about my card and got back straight away Reviewed on: 21st February 2023

Brilliant card, easy to use and keep track

I have struggled to get credit for a while and I finally got a Zopa card to help me, it’s a small amount but it will help me build my credit and it’s really informative about ways to help with your credit Reviewed on: 21st February 2023

Most reliable credit card providers

No matter your past or present credit history, zopa is what you need . Reviewed on: 21st February 2023

Helpful

Great customer service, really easy to use service and many other excellent services to choose from Reviewed on: 21st February 2023

Customer oriented

Customers issues & views, always taken into consideration. Reviewed on: 21st February 2023

A great credit card

A great credit card from a great company Reviewed on: 21st February 2023

Easy to use application

Getting the credit card was quick and easy and I always get notifications of my spending, easy to keep track Reviewed on: 21st February 2023

Very good

It is very important . It is very helpful Reviewed on: 21st February 2023

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