Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

View other Zopa products

4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Fantastic

Fantastic card always help available Reviewed on: 21st February 2023

Top class

So simple to apply No gimmicks all straight forward application done in minutes Reviewed on: 21st February 2023

Straightforward

The app is so straightforward to use, I love it. I can see straight away what credit I have and can pay online too. Reviewed on: 21st February 2023

Great app, easy to control

Love my Zopa card and app, straightforward and easy to use and control. Reviewed on: 21st February 2023

Credit card

Very happy with this company, applied online, they confirmed I could have a credit card and it arrived 2 days later. Can’t fault them at all. Reviewed on: 21st February 2023

Glad I found this Card

Since applying for my Zopa card it's been so helpful for those unexpected purchases but the App is superb and great that every payment you make you get an instant update on your spending. One of the best credit cards I've had. Well done. Reviewed on: 21st February 2023

Great company

Love my experience so far with zopa Reviewed on: 21st February 2023

Easy set up for credit card

Works well with every day needs . Reviewed on: 21st February 2023

Nice credit card and good helpful team.

Handy card to have for little extras, the team were so helpful regarding monthly payments which was a big weight off my mind. Thankyou team. Reviewed on: 21st February 2023

Simple to apply

Quick and easy application. Card came quickly Account is easy to manage via the app Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit builder credit card
from Vanquis 4.79 from 19912 reviews
Freedom Rewards Credit Card
from Barclaycard 3.90 from 61 reviews
Flexicard
from Halifax 3.65 from 7 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub