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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Brilliant card, easy to use and keep track

I have struggled to get credit for a while and I finally got a Zopa card to help me, it’s a small amount but it will help me build my credit and it’s really informative about ways to help with your credit Reviewed on: 21st February 2023

Most reliable credit card providers

No matter your past or present credit history, zopa is what you need . Reviewed on: 21st February 2023

Helpful

Great customer service, really easy to use service and many other excellent services to choose from Reviewed on: 21st February 2023

Customer oriented

Customers issues & views, always taken into consideration. Reviewed on: 21st February 2023

A great credit card

A great credit card from a great company Reviewed on: 21st February 2023

Easy to use application

Getting the credit card was quick and easy and I always get notifications of my spending, easy to keep track Reviewed on: 21st February 2023

Very good

It is very important . It is very helpful Reviewed on: 21st February 2023

Fantastic

Fantastic card always help available Reviewed on: 21st February 2023

Top class

So simple to apply No gimmicks all straight forward application done in minutes Reviewed on: 21st February 2023

Straightforward

The app is so straightforward to use, I love it. I can see straight away what credit I have and can pay online too. Reviewed on: 21st February 2023

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