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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great app, easy to control

Love my Zopa card and app, straightforward and easy to use and control. Reviewed on: 21st February 2023

Credit card

Very happy with this company, applied online, they confirmed I could have a credit card and it arrived 2 days later. Can’t fault them at all. Reviewed on: 21st February 2023

Glad I found this Card

Since applying for my Zopa card it's been so helpful for those unexpected purchases but the App is superb and great that every payment you make you get an instant update on your spending. One of the best credit cards I've had. Well done. Reviewed on: 21st February 2023

Great company

Love my experience so far with zopa Reviewed on: 21st February 2023

Easy set up for credit card

Works well with every day needs . Reviewed on: 21st February 2023

Nice credit card and good helpful team.

Handy card to have for little extras, the team were so helpful regarding monthly payments which was a big weight off my mind. Thankyou team. Reviewed on: 21st February 2023

Simple to apply

Quick and easy application. Card came quickly Account is easy to manage via the app Reviewed on: 21st February 2023

Satisfaction

It was very easy to apply ,and payments made easy Reviewed on: 21st February 2023

Zopa credit card

I had receive the card exactly when I needed Reviewed on: 21st February 2023

Brilliant for building credit score

Through this card I've managed to rebuild credit score and get back on track Reviewed on: 21st February 2023

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