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Zopa: Credit card reviews

4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44342)

Satisfaction

5
It was very easy to apply ,and payments made easy Reviewed on: 21st February 2023

Zopa credit card

5
I had receive the card exactly when I needed Reviewed on: 21st February 2023

Brilliant for building credit score

5
Through this card I've managed to rebuild credit score and get back on track Reviewed on: 21st February 2023

Simple and easy

5
A trully simple and easy credit card. No fuss-just a great credit card. Reviewed on: 21st February 2023

Excelente card

5
With the credit card you can buy anywhere and it's super easy to use Reviewed on: 21st February 2023

Flexible and very welcoming

5
Zopa credit card is very easy to manage, stay on track of and mainly very flexible. Reviewed on: 21st February 2023

Zopa

5
Zopa has an app that is easy and fast to use making keeping track of my money easy and effective Reviewed on: 21st February 2023

Fast and easy application

5
Perfect for all my needs. Happy with my decision to apply for the card Reviewed on: 21st February 2023

Great Credit Card

5
Had no problems using this card at home or abroad. Very good security when making a purchase. Would highly recommend. Reviewed on: 21st February 2023

Top collor. Zopa your the best. Thankyou

5
Helped me when no1 else did. And I appreciate everything they done for me. 5 stars. Reviewed on: 21st February 2023

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