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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Simple and easy

A trully simple and easy credit card. No fuss-just a great credit card. Reviewed on: 21st February 2023

Excelente card

With the credit card you can buy anywhere and it's super easy to use Reviewed on: 21st February 2023

Flexible and very welcoming

Zopa credit card is very easy to manage, stay on track of and mainly very flexible. Reviewed on: 21st February 2023

Zopa

Zopa has an app that is easy and fast to use making keeping track of my money easy and effective Reviewed on: 21st February 2023

Fast and easy application

Perfect for all my needs. Happy with my decision to apply for the card Reviewed on: 21st February 2023

Great Credit Card

Had no problems using this card at home or abroad. Very good security when making a purchase. Would highly recommend. Reviewed on: 21st February 2023

Top collor. Zopa your the best. Thankyou

Helped me when no1 else did. And I appreciate everything they done for me. 5 stars. Reviewed on: 21st February 2023

Perfect credit card

Everything I’ve needed, so helpful and great customer care Reviewed on: 21st February 2023

Good credit card for people with low credit score

Happy with service and good credit card for low or bad credit history Reviewed on: 21st February 2023

Excellent Service

Excellent customer service and great communication. Reviewed on: 21st February 2023

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