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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Fantastic ZOPA

Brilliant customer service / easy to use service/ attentive staff Reviewed on: 21st February 2023

Great Company

I dont have the best credit but i was accepted for a loan and credit card by zopa, and i was so grateful for that, as it helped me out when i needed it Reviewed on: 21st February 2023

Brilliant

Easy to use app that helps you see everything that you need in one place Reviewed on: 21st February 2023

So easy to use all the app functions

I have never used a company that so easy to use and understand. Excellent Reviewed on: 21st February 2023

Zopa credit for the best

I’ve been really pleased with the service Zopa has provided me, I love how customer friendly it is and reminders they leave when payments are due. Would definitely recommend it to my friends and family. Reviewed on: 21st February 2023

Financial help

It helped me at most difficult times Reviewed on: 21st February 2023

Excellent service and easy to use - Zopa credit card is grear

Super easy application with pre approval. Card sent really quickly and app set up is so simple. Would definitely recommend Zopa as a great card provider. Reviewed on: 21st February 2023

Quick setup and easy to use!

From application to first use, my expertise of the Zopa credit card has been excellent. I highly recommend it to those looking for an easy way to use a credit card. Reviewed on: 21st February 2023

Convenient

Easy to get approved and easy to use Reviewed on: 21st February 2023

Great company

great card, great customer service, does what it says Reviewed on: 21st February 2023

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