Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

View other Zopa products

4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Quick setup and easy to use!

From application to first use, my expertise of the Zopa credit card has been excellent. I highly recommend it to those looking for an easy way to use a credit card. Reviewed on: 21st February 2023

Convenient

Easy to get approved and easy to use Reviewed on: 21st February 2023

Great company

great card, great customer service, does what it says Reviewed on: 21st February 2023

Card is great

It’s fine I have used it multiple times and it works fine though the limit is low Reviewed on: 21st February 2023

Brilliant Mobile Application

The mobile is friendly user that you can easily check the transaction, best features when you paid straight away that update the balance. Reviewed on: 21st February 2023

brilliant all money stuff in one place

It has good options and advice bout money and my credit score which helps Reviewed on: 21st February 2023

low interest

First of all, the steps are very simple to apply for a card, immediate acceptance with a relatively low interest rate. I am very pleased. Reviewed on: 21st February 2023

Services

I am with this company from last 1 year I will 100% recommend everyone, amazing service’s quick issues resolving Reviewed on: 21st February 2023

Great starter product

The credit card allowed me to get back on the credit ladder again and build my rating Reviewed on: 21st February 2023

Very good

It is a good experience overall for me Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from The Co-operative Bank 2.86 from 35 reviews
Initial Credit Card
from Barclaycard 4.02 from 122 reviews
Credit Card
from American Express 4.38 from 126 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub