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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Great all rounder

Great all round company. Easy to use app, great for building credit rating easy application Reviewed on: 21st February 2023

Amazing

Brilliant credit card easy to use on the app Reviewed on: 21st February 2023

Excellent

I have applied for zopa credit card and I got it with a far limit after few months my credit limit go's up to credit limit increase to almost double i feel better and secure financially against any unexpected Situation Reviewed on: 21st February 2023

Easy to use, best credit card ever

Simple to use. Not abused with crazy interest rates like other cards. Reviewed on: 21st February 2023

Great service

I needed a little help getting a credit card with a low credit limit to help build up my credit score. Very please with the t&c's, app and customer service. Thank you Zopa. Reviewed on: 21st February 2023

Easy to deal with

In app is easy and straightforward to use Reviewed on: 21st February 2023

Zopa - Just love them

No fuss or frills just honest app and fantastic customer service Reviewed on: 21st February 2023

Excellent Credit Card

ZOPA is one of the best customer friendly creditors I have ever had. They are mainly for bad credit. But since using and having fell into awkward times financially, missing a payment or going over my limit incurs no fees. Unlike other major credit cards that will charge you a flat fee putting you in a spiral of debt if you're not in a high financially state. Reviewed on: 21st February 2023

Taip rekomenduojama

Zopa kreditine kortele yra labai gera... Reviewed on: 21st February 2023

Top Class

Great company, transparent and very easy to deal with. Reviewed on: 21st February 2023

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