Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Card is great

It’s fine I have used it multiple times and it works fine though the limit is low Reviewed on: 21st February 2023

Brilliant Mobile Application

The mobile is friendly user that you can easily check the transaction, best features when you paid straight away that update the balance. Reviewed on: 21st February 2023

brilliant all money stuff in one place

It has good options and advice bout money and my credit score which helps Reviewed on: 21st February 2023

low interest

First of all, the steps are very simple to apply for a card, immediate acceptance with a relatively low interest rate. I am very pleased. Reviewed on: 21st February 2023

Services

I am with this company from last 1 year I will 100% recommend everyone, amazing service’s quick issues resolving Reviewed on: 21st February 2023

Great starter product

The credit card allowed me to get back on the credit ladder again and build my rating Reviewed on: 21st February 2023

Very good

It is a good experience overall for me Reviewed on: 21st February 2023

Great all rounder

Great all round company. Easy to use app, great for building credit rating easy application Reviewed on: 21st February 2023

Amazing

Brilliant credit card easy to use on the app Reviewed on: 21st February 2023

Excellent

I have applied for zopa credit card and I got it with a far limit after few months my credit limit go's up to credit limit increase to almost double i feel better and secure financially against any unexpected Situation Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Hilton Honors Credit Card
from Barclaycard 4.10 from 11 reviews
Credit card (discontinued)
from Metro Bank 4.72 from 880 reviews
Credit card
from ASDA Money 3.12 from 110 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub