Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

View other Zopa products

4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy to use application

Getting the credit card was quick and easy and I always get notifications of my spending, easy to keep track Reviewed on: 21st February 2023

Very good

It is very important . It is very helpful Reviewed on: 21st February 2023

Fantastic

Fantastic card always help available Reviewed on: 21st February 2023

Top class

So simple to apply No gimmicks all straight forward application done in minutes Reviewed on: 21st February 2023

Straightforward

The app is so straightforward to use, I love it. I can see straight away what credit I have and can pay online too. Reviewed on: 21st February 2023

Great app, easy to control

Love my Zopa card and app, straightforward and easy to use and control. Reviewed on: 21st February 2023

Credit card

Very happy with this company, applied online, they confirmed I could have a credit card and it arrived 2 days later. Can’t fault them at all. Reviewed on: 21st February 2023

Glad I found this Card

Since applying for my Zopa card it's been so helpful for those unexpected purchases but the App is superb and great that every payment you make you get an instant update on your spending. One of the best credit cards I've had. Well done. Reviewed on: 21st February 2023

Great company

Love my experience so far with zopa Reviewed on: 21st February 2023

Easy set up for credit card

Works well with every day needs . Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Shop Direct 4.23 from 6 reviews
Zero Credit Card
from Santander 4.25 from 22 reviews
Credit card
from Yonder 4.84 from 953 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub