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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

My fave credit card

5
I love Zopa, easy to use. Great app and good customer service Reviewed on: 21st February 2023

Brilliant

5
I was pleased to have been accepted for a credit card Reviewed on: 21st February 2023

Easy to deal with

5
Never had an issue with all transactions or communication Reviewed on: 21st February 2023

Great company

5
Good app very clear very user friendly Constant email updates regarding a APR Reviewed on: 21st February 2023

Amazing company

5
Great customer service Email check ups Good APR Reviewed on: 21st February 2023

Excellent service

5
High engagement and open communication, couldn't recommend enough Reviewed on: 21st February 2023

Fantastic

5
A great credit card So easy to sign up, really quick updating your payment, practically see the amount paid straight back on your app. And the app is so user friendly. Love it Reviewed on: 21st February 2023

Great service

5
Good service , easy to apply , straight forward app and easy to keep track of ur spending Reviewed on: 21st February 2023

Great company

5
No hassle credit card, easy to manage on the app, would recommend to anyone Reviewed on: 21st February 2023

Zopa credit card

5
Brilliant card, good interest rates never had an issues at all! 10/10 Reviewed on: 21st February 2023

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