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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Brilliant team!

Wouldn’t go anywhere else! Beyond chuffed!!! Reviewed on: 21st February 2023

Zopa are Great

Love zopa, help there when you need it, great customer service. A first class service. Thank you Reviewed on: 21st February 2023

User FRIENDLY platform & App

Highly recommended credit card & App service for how clear and easy everything is to use. Reviewed on: 21st February 2023

Best credit card company

Zopa have been great. I love the app as it’s a really easy way to pay your bill. Getting my card was quick and simple. Thanks Zopa Reviewed on: 21st February 2023

.

Good %, improve my credit score. Remaind by txt message about payment Reviewed on: 21st February 2023

Great service

No spam, no hassle, easy to understand app, just great service. Reviewed on: 21st February 2023

Wouldnt use any other company

Excellent company with fair prices. Always friendly advisors on the phone. Reviewed on: 21st February 2023

they are best

my view is that to are supperb i recommand to every one apply for credit card Reviewed on: 21st February 2023

Best service

App is so easy to use. I love the borrowing power aspect too as you can easily track your weekly habits. Regular offers tailor made. Love it. Reviewed on: 21st February 2023

Excellent

Zopa are great to do business with. Professional service with great rates. Would recommend this company to anyone. Reviewed on: 21st February 2023

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