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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

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Good %, improve my credit score. Remaind by txt message about payment Reviewed on: 21st February 2023

Great service

No spam, no hassle, easy to understand app, just great service. Reviewed on: 21st February 2023

Wouldnt use any other company

Excellent company with fair prices. Always friendly advisors on the phone. Reviewed on: 21st February 2023

they are best

my view is that to are supperb i recommand to every one apply for credit card Reviewed on: 21st February 2023

Best service

App is so easy to use. I love the borrowing power aspect too as you can easily track your weekly habits. Regular offers tailor made. Love it. Reviewed on: 21st February 2023

Excellent

Zopa are great to do business with. Professional service with great rates. Would recommend this company to anyone. Reviewed on: 21st February 2023

Easy, great value

Zopa is easy to use with lots of features that make it simpler to manage my money. They are good value for money too. Reviewed on: 21st February 2023

Quality

Very helpfull and professional I have been with Zopa for a short time but I am very happy with their service and having this zccount has helped me and my family out in a big. Reviewed on: 21st February 2023

Perfect

Easy & reliable. Never had any problems. Reviewed on: 21st February 2023

Easy

I've found all aspects easy to use. I have dyslexia and struggle with forms and questionnaires The credit card application was easy to manage, and the app is very simple and well laid out. Lots of tools to help you manage money and help you improve your credit score. Reviewed on: 21st February 2023

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