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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great credit card

Always no what you are paying. Given plenty of notice for direct debit and amount coming out. Reviewed on: 21st February 2023

Good

It's fine for what it is. Done me well Reviewed on: 21st February 2023

Easy to work with

Easy to work with company that has a helpful customer service team and the app is very straightforward. Reviewed on: 21st February 2023

Amazing service

I love my zopa credit card. When I make a payment it appears straight away unlike other credit cards Reviewed on: 21st February 2023

Good card

A very handy card easy to use good app and easy to pay Reviewed on: 21st February 2023

Brilliant team!

Wouldn’t go anywhere else! Beyond chuffed!!! Reviewed on: 21st February 2023

Zopa are Great

Love zopa, help there when you need it, great customer service. A first class service. Thank you Reviewed on: 21st February 2023

User FRIENDLY platform & App

Highly recommended credit card & App service for how clear and easy everything is to use. Reviewed on: 21st February 2023

Best credit card company

Zopa have been great. I love the app as it’s a really easy way to pay your bill. Getting my card was quick and simple. Thanks Zopa Reviewed on: 21st February 2023

.

Good %, improve my credit score. Remaind by txt message about payment Reviewed on: 21st February 2023

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