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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Reliable

Easy to use the website and all. Great experience Reviewed on: 21st February 2023

Excellent Zopa Service

Easy application, excellent App, regular updates, good rates no hassle credit card Reviewed on: 21st February 2023

Great company and great service

As above great company with great service Reviewed on: 21st February 2023

Great card backed up by great advice

My zopa card has allowed me to build my credit score whilst being backed up with an app that offers practical steps to continue that improvement. Reviewed on: 21st February 2023

Helpful credit

Easy credit lenders when you need them. Reviewed on: 21st February 2023

Great credit builder

Zopa is the quickest way to build credit and boost your credit score. Reviewed on: 21st February 2023

Amazing credit company

Low rate fees, customer service amazing, highly recommend Reviewed on: 21st February 2023

Great company!

Excellent service and very easy process. Would recommend the app also as helps with tracking Reviewed on: 21st February 2023

5 Star Company

Zopa really are a five star company to communicate with and I have always had the best customer experience with them. I would one hundred percent recommend them to family and friends as I have always had an amazing experience using them. Reviewed on: 21st February 2023

Simple & Easy

No faults found. Not alot more yo say. Reviewed on: 21st February 2023

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