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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43496 reviews)

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4.94

Based on 43,496 reviews, last reviewed 21st Mar 2026

155850% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa not only loan money but also encourage people t... Zopa not only loan money but also encourage people to save money. That is why I would recommend Zopa to anyone looking for a loan . Reviewed on: 21st March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43496)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Zopa - safe,Secure and easy to use

I took out a Zopa credit card back in April 2025 and I must say the security is excellent and feels so secure with notifications and ensuring all payments are authentic and genuine. Not only have they offered me a credit increase within the first 12 months which fits perfectly with my spending but I must say the process to open the card and navigate the app is simple and straightforward and makes banking with them incredibly easy. Reviewed on: 15th January 2026

Easily the best credit card

From the application process to using the app its all been easy and accessible. Reviewed on: 15th January 2026

Very Good Credit Card.

Very Good Credit Card. Very happy with my choice Reviewed on: 15th January 2026

Very quick with sending card once approved.

Very quick with sending card once approved. I used it and got scammed cancelled card as soon as I realised and were very quick issuing a new one Reviewed on: 15th January 2026

My Zopa experience

Zopa credit card helped me to get my financial affairs sorted and they are always ready to help. I would recommend Zopa to everyone Reviewed on: 15th January 2026

Very easy to use and straight forward app to use...

Very easy to use and straight forward app to use Reviewed on: 15th January 2026

Low credit score but help was there

Low credit score but trusted me and gave me a fair credit card. Easy app and keeps me updated with sound advice and ensure I’m in control of my finances. Reviewed on: 15th January 2026

A very easy and subtle UI for the app and very easy...

A very easy and subtle UI for the app and very easy to use. Other apps are complicated however the interface of zopa is very easy to understand. And the best part is their rates. Reviewed on: 15th January 2026

Whenever I have called always helpful polite I expla...

Whenever I have called always helpful polite I explained a situation they advised me what to do aswell response always quick efficient service i like the way I can see my other balances aswell credit score available like the layout of the app easy to use Reviewed on: 15th January 2026

Nothing but good times with zopa

Nothing but good times with zopa Reviewed on: 15th January 2026

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