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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43491 reviews)

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4.94

Based on 43,491 reviews, last reviewed 19th Mar 2026

155600% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I found Zopa a very helpful resource to have easy to... I found Zopa a very helpful resource to have easy to use very simple instructions on line making this card so easy to keep a check on your spending an... Read more Reviewed on: 19th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43491)

Zopa app easy to use.

Zopa app easy to use. App shows what you owe if you want to pay extra. Reviewed on: 15th January 2026

Great Company

Excellent company, easy to use app for your needs. Reviewed on: 15th January 2026

I just like how easy it is to connect, check balance...

I just like how easy it is to connect, check balances and do transactions online Reviewed on: 15th January 2026

Very easy to apply quick for my card to arrive...

Very easy to apply quick for my card to arrive Reviewed on: 15th January 2026

Great service

Fast and efficient service easy to apply and kept up to date with the progress by email or phone i would recommend to others Reviewed on: 15th January 2026

If I need to talk to somebody it's easy

If I need to talk to somebody it's easy Reviewed on: 15th January 2026

A great little plastic helper

Great little credit card. Very useful card to have in your wallet. Reviewed on: 15th January 2026

Very helpful customer service, the app is really eas...

Very helpful customer service, the app is really easy to negotiate and the dashboard is a really good addition to see everything in one place. Reviewed on: 15th January 2026

Application and process was fast and easy to apply.

Application and process was fast and easy to apply. The app is easy to operate and move around. All the information you require to manage your credit card is accessible and easy to understand . Reviewed on: 15th January 2026

Fantastic I love using my credit card great value fo...

Fantastic I love using my credit card great value for money Reviewed on: 15th January 2026

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