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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Never had an issue with Zopa.

Never had an issue with Zopa. Even when I have had a bad month and struggld, there is always someone to help me work things out Reviewed on: 19th January 2026

So easy to make the move to Zopa they do everything...

So easy to make the move to Zopa they do everything for you Reviewed on: 19th January 2026

Up and running within no time.

Up and running within no time. Customer service amazing Reviewed on: 19th January 2026

Very professional and super helpful

Very professional and super helpful Reviewed on: 19th January 2026

excellent, fast efficient, easy to top up

excellent, fast efficient, easy to top up Reviewed on: 19th January 2026

help and support

struggled to get myself back in to building my credit and Zopa gave me a chance. I am now building my score back higher and find myself managing money better Reviewed on: 19th January 2026

Amazing card and customer service secondto none

Amazing card and customer service secondto none Reviewed on: 19th January 2026

Fab company

Easy to get a credit card with no hassles Reviewed on: 18th January 2026

Love the App.

Love the App. So easy to navigate and updates/info from Zoopa are superb. Reviewed on: 18th January 2026

Great card and interest rates.

Great card and interest rates. Customer service are very helpful also. Reviewed on: 18th January 2026

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