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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Best credit card

Best credit card I’ve used. Easy app and good customer service if help is needed Reviewed on: 21st February 2023

Trouble free credit

Quick application & decision for 0% credit card Reviewed on: 21st February 2023

Great Car

Very easy to apply. Great customer service Reviewed on: 21st February 2023

Easy company to deal with

Never had any issues with comany Reviewed on: 21st February 2023

Great card

Never had any problems, great apr rate and easy app feature Reviewed on: 21st February 2023

Zopa Credit Card

Very user friendly and easy to make payments, would definitely recommend to all my friends Reviewed on: 21st February 2023

Great, no fuss credit card, with exceptional app

Really easy to use. Great for letting me track my spending, with the added bonus of an instant reminder of my remaining credit balance! Reviewed on: 21st February 2023

Easy to track

Great easy to track any spending via the app, make payments etc highly recommend Reviewed on: 21st February 2023

Great service

Excellent service very happy. Great set up and very helpful. Reviewed on: 21st February 2023

Amazing

They are just brilliant! Excellent customer service. Reviewed on: 21st February 2023

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