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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Zopa Credit Card

Very user friendly and easy to make payments, would definitely recommend to all my friends Reviewed on: 21st February 2023

Great, no fuss credit card, with exceptional app

Really easy to use. Great for letting me track my spending, with the added bonus of an instant reminder of my remaining credit balance! Reviewed on: 21st February 2023

Easy to track

Great easy to track any spending via the app, make payments etc highly recommend Reviewed on: 21st February 2023

Great service

Excellent service very happy. Great set up and very helpful. Reviewed on: 21st February 2023

Amazing

They are just brilliant! Excellent customer service. Reviewed on: 21st February 2023

Best credit card

They advise how you are doing every month and how to help get your rating better Reviewed on: 21st February 2023

Great card but no apple pay

Good card to have with an easy to use app but it’s less useable because you cannot connect it to Apple Pay. Reviewed on: 21st February 2023

Fabulous

A card where they actually look at your affordability, don't do increases simply for the sake of it unlike others Reviewed on: 21st February 2023

Amazingly efficient

It’s so easy and simple to use! The best service I have used Reviewed on: 21st February 2023

I want to win 1000

Easy to use and I like it and I really wanna win a 1000 thanks Reviewed on: 21st February 2023

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