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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy to use, affordable interest rates, manageable

My zopa credit card allows me to take control of my finances and give me a clear look at my spending habits I'm glad I chose this card. Reviewed on: 21st February 2023

Awesome

Helped me a lot and always there when needed Reviewed on: 21st February 2023

great credit card to use abroad

Zopa has served me well whilst abroad Reviewed on: 21st February 2023

Great

Great company easy to get hold of very helpful and with having app easy to manage your account Reviewed on: 21st February 2023

Best credit card

Best credit card I’ve used. Easy app and good customer service if help is needed Reviewed on: 21st February 2023

Trouble free credit

Quick application & decision for 0% credit card Reviewed on: 21st February 2023

Great Car

Very easy to apply. Great customer service Reviewed on: 21st February 2023

Easy company to deal with

Never had any issues with comany Reviewed on: 21st February 2023

Great card

Never had any problems, great apr rate and easy app feature Reviewed on: 21st February 2023

Zopa Credit Card

Very user friendly and easy to make payments, would definitely recommend to all my friends Reviewed on: 21st February 2023

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