Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

View other Zopa products

4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Excellent service

Always helpful and understanding. Sorted out my statements quickly Reviewed on: 21st February 2023

Yes , recomended

Absolutely recommended to everyone Reviewed on: 21st February 2023

Comforting

Zopa card & app make using and managing my credit as easy as child’s play. I’m glad I found there service and have already recommended them. Reviewed on: 21st February 2023

Brilliant

Always helpful and willing to help with any problems Reviewed on: 21st February 2023

Great service

Great service had a couple of problems with the app but overall very please Reviewed on: 21st February 2023

Very good credit card

I’m very happy with Zopa! I will highly recommend! Reviewed on: 21st February 2023

Easy to use, affordable interest rates, manageable

My zopa credit card allows me to take control of my finances and give me a clear look at my spending habits I'm glad I chose this card. Reviewed on: 21st February 2023

Awesome

Helped me a lot and always there when needed Reviewed on: 21st February 2023

great credit card to use abroad

Zopa has served me well whilst abroad Reviewed on: 21st February 2023

Great

Great company easy to get hold of very helpful and with having app easy to manage your account Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from thinkmoney 4.03 from 3 reviews
Gold Credit Card
from American Express 4.51 from 25 reviews
Credit card (discontinued)
from Tandem 4.65 from 358 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Current account
from Zopa 4.83 from 6600 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub