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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

1

Digj jvjdsjskcicoodkqkasjjdnehjdjfjdjf Reviewed on: 21st February 2023

Amazing company and great customer care

I was I need of help financially and they provided me with the best possible service, 10/10 all round Reviewed on: 21st February 2023

Great card

Helps credit score and good service Reviewed on: 21st February 2023

Good service

Friendly customer service fast service Reviewed on: 21st February 2023

Great Credit Card Builder

Credit cards that easy to apply for, especially for a person who wants to build a credit score. Their app is easy to navigate and user-friendly with great payment options. Definitely recommended Reviewed on: 21st February 2023

Great product promoting good upkeep of finances

From the application through to the app everything has been simple. Sensible credit limits and plenty of communication to avoid Miss payments etc. I have managed to increase my credit score by using the credit card Reviewed on: 21st February 2023

Excellent service

Always happy to help, continual review of ur account and easy to follow payments, balance etc. Reviewed on: 21st February 2023

Fast and excellent service

I have found Zopa to be an excellent company to use. They have fast and efficient customer service and are a pleasure to use. Reviewed on: 21st February 2023

Excellent!!

Great card and excellent customer service....I have highly recommended this company to many people. Reviewed on: 21st February 2023

Great lender

Zopa are fantastic, they help keep you in a safe cushion of lending by giving you a spending cushion. Reviewed on: 21st February 2023

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