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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,339 reviews, last reviewed 26th Apr 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026
Lubna's avatar
Lubna

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44339)

Great product promoting good upkeep of finances

5
From the application through to the app everything has been simple. Sensible credit limits and plenty of communication to avoid Miss payments etc. I have managed to increase my credit score by using the credit card Reviewed on: 21st February 2023
Nic Pearson's avatar
Nic Pearson

Excellent service

5
Always happy to help, continual review of ur account and easy to follow payments, balance etc. Reviewed on: 21st February 2023
Sarah 's avatar
Sarah

Fast and excellent service

5
I have found Zopa to be an excellent company to use. They have fast and efficient customer service and are a pleasure to use. Reviewed on: 21st February 2023
Jeremy Burton 's avatar
Jeremy Burton

Excellent!!

5
Great card and excellent customer service....I have highly recommended this company to many people. Reviewed on: 21st February 2023
Matthew Powell 's avatar
Matthew Powell

Great lender

5
Zopa are fantastic, they help keep you in a safe cushion of lending by giving you a spending cushion. Reviewed on: 21st February 2023
James Roberts's avatar
James Roberts

Excellent service

5
Always helpful and understanding. Sorted out my statements quickly Reviewed on: 21st February 2023
maxcperry@btinternet.com's avatar
[email protected]

Yes , recomended

5
Absolutely recommended to everyone Reviewed on: 21st February 2023
Polina Asenova 's avatar
Polina Asenova

Comforting

5
Zopa card & app make using and managing my credit as easy as child’s play. I’m glad I found there service and have already recommended them. Reviewed on: 21st February 2023
joe garrigan's avatar
joe garrigan

Brilliant

5
Always helpful and willing to help with any problems Reviewed on: 21st February 2023
Darren 's avatar
Darren

Great service

5
Great service had a couple of problems with the app but overall very please Reviewed on: 21st February 2023
David Ekert 's avatar
David Ekert

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