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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy to use

Very easy app and customer service Reviewed on: 21st February 2023

Always Helpful

Zopa helped me during a difficult financial time after losing a job.. But have also given help to pay it back while getting back on my feet. Reviewed on: 21st February 2023

Convenient

Very convenient and trustworthy Reviewed on: 21st February 2023

Best service !!!

On time every time !!! Fast, efficient and convenient for credit card and loans. Reviewed on: 21st February 2023

1

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Amazing company and great customer care

I was I need of help financially and they provided me with the best possible service, 10/10 all round Reviewed on: 21st February 2023

Great card

Helps credit score and good service Reviewed on: 21st February 2023

Good service

Friendly customer service fast service Reviewed on: 21st February 2023

Great Credit Card Builder

Credit cards that easy to apply for, especially for a person who wants to build a credit score. Their app is easy to navigate and user-friendly with great payment options. Definitely recommended Reviewed on: 21st February 2023

Great product promoting good upkeep of finances

From the application through to the app everything has been simple. Sensible credit limits and plenty of communication to avoid Miss payments etc. I have managed to increase my credit score by using the credit card Reviewed on: 21st February 2023

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