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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Great

Just really simple to deal with WITH NO COMPLICATIONS Reviewed on: 21st February 2023

Amazing

Really helped rebuild my credit Reviewed on: 21st February 2023

No stress service

So easy to apply. App is excellent and instantly updated.plus no constant calls or texts hassling you.big thumbs up Reviewed on: 21st February 2023

Very satisfied

Quick and easy online application Reviewed on: 21st February 2023

I would highly recommend Zopa. Not only are they a great company they also offer great standards of service and provide a quality product

They are a great company that also offer you help to better your credit scores Reviewed on: 21st February 2023

Simple and easy App to use.

Easy credit card app to use and friendly customer service. They are a variety of services available to customers on the App which is pretty straightforward to navigate through. Reviewed on: 21st February 2023

Easy to use

Very easy app and customer service Reviewed on: 21st February 2023

Always Helpful

Zopa helped me during a difficult financial time after losing a job.. But have also given help to pay it back while getting back on my feet. Reviewed on: 21st February 2023

Convenient

Very convenient and trustworthy Reviewed on: 21st February 2023

Best service !!!

On time every time !!! Fast, efficient and convenient for credit card and loans. Reviewed on: 21st February 2023

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