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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa Review

Easy to apply and a decision in minutes on loans and credit cards Reviewed on: 21st February 2023

Excellent service

Any problems I’ve had I’ve call and spoken to a human that has resolved any issues Reviewed on: 21st February 2023

Quick and easy

It took no time for me to get the credit card. And their customer service is v good too Reviewed on: 21st February 2023

Excellent

No problems ever with this company amazing Reviewed on: 21st February 2023

Great

Just really simple to deal with WITH NO COMPLICATIONS Reviewed on: 21st February 2023

Amazing

Really helped rebuild my credit Reviewed on: 21st February 2023

No stress service

So easy to apply. App is excellent and instantly updated.plus no constant calls or texts hassling you.big thumbs up Reviewed on: 21st February 2023

Very satisfied

Quick and easy online application Reviewed on: 21st February 2023

I would highly recommend Zopa. Not only are they a great company they also offer great standards of service and provide a quality product

They are a great company that also offer you help to better your credit scores Reviewed on: 21st February 2023

Simple and easy App to use.

Easy credit card app to use and friendly customer service. They are a variety of services available to customers on the App which is pretty straightforward to navigate through. Reviewed on: 21st February 2023

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