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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Fab service

Given me second chance to get credit better. So easy to use and helpful. Reviewed on: 21st February 2023

they have good products

im really happy with the credit card Reviewed on: 21st February 2023

Credit card

The credit card helps me to buy stuff what I need like food, shopping and other stuff Reviewed on: 21st February 2023

Smooth and easy

Pretty easy review….. smooth to get one , easy to use when get it…. Simple Reviewed on: 21st February 2023

Absolutely brilliant

Easy to use, excellent advice. Brilliant customer service. I would recommend it to all. Reviewed on: 21st February 2023

Good choice.

I hadn’t heard of zopa until I looked for available credit card, they are efficient, friendly, understanding and they are good at providing info via their app, Reviewed on: 21st February 2023

Zopa Review

Easy to apply and a decision in minutes on loans and credit cards Reviewed on: 21st February 2023

Excellent service

Any problems I’ve had I’ve call and spoken to a human that has resolved any issues Reviewed on: 21st February 2023

Quick and easy

It took no time for me to get the credit card. And their customer service is v good too Reviewed on: 21st February 2023

Excellent

No problems ever with this company amazing Reviewed on: 21st February 2023

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