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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Simple and easy App to use.

Easy credit card app to use and friendly customer service. They are a variety of services available to customers on the App which is pretty straightforward to navigate through. Reviewed on: 21st February 2023

Easy to use

Very easy app and customer service Reviewed on: 21st February 2023

Always Helpful

Zopa helped me during a difficult financial time after losing a job.. But have also given help to pay it back while getting back on my feet. Reviewed on: 21st February 2023

Convenient

Very convenient and trustworthy Reviewed on: 21st February 2023

Best service !!!

On time every time !!! Fast, efficient and convenient for credit card and loans. Reviewed on: 21st February 2023

1

Digj jvjdsjskcicoodkqkasjjdnehjdjfjdjf Reviewed on: 21st February 2023

Amazing company and great customer care

I was I need of help financially and they provided me with the best possible service, 10/10 all round Reviewed on: 21st February 2023

Great card

Helps credit score and good service Reviewed on: 21st February 2023

Good service

Friendly customer service fast service Reviewed on: 21st February 2023

Great Credit Card Builder

Credit cards that easy to apply for, especially for a person who wants to build a credit score. Their app is easy to navigate and user-friendly with great payment options. Definitely recommended Reviewed on: 21st February 2023

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