Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

View other Zopa products

4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Happy Customer

Really easy to apply for this card, easy to get app on my phone and add to my iWallet and just no hidden bits 'n bobs. Very happy with it. Reviewed on: 21st February 2023

Great service

A very great Reviewed on: 21st February 2023

Goog credit card

Good credit card, but b they should have a higher limit Reviewed on: 21st February 2023

Great

Great service, no problems at all Reviewed on: 21st February 2023

Excellent

Never had any issues with my product and always ready with any information needed Reviewed on: 21st February 2023

Credit card

Great service for a credit card plus customer care is good Reviewed on: 21st February 2023

Strived to help, when others didnt

You won't be disappointed with Zopa. Loan, Savings, Credit Card, Shame they don't do bank accounts! Reviewed on: 21st February 2023

Very happy

App is easy to use, I’m very happy Reviewed on: 21st February 2023

Amazing

Just Awesome Liked this product Recommend to others as well Reviewed on: 21st February 2023

Incredibly stress free credit card

Overall one of the best card companies I’ve used. Very user friendly app, does everything and more Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Balance Transfer Credit Card
from Halifax 3.89 from 65 reviews
Flex Purchase credit card
from Monzo 4.90 from 3188 reviews
Credit Cards
from Smile Bank 3.84 from 4 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Current account
from Zopa 4.83 from 6600 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub