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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Strived to help, when others didnt

You won't be disappointed with Zopa. Loan, Savings, Credit Card, Shame they don't do bank accounts! Reviewed on: 21st February 2023

Very happy

App is easy to use, I’m very happy Reviewed on: 21st February 2023

Amazing

Just Awesome Liked this product Recommend to others as well Reviewed on: 21st February 2023

Incredibly stress free credit card

Overall one of the best card companies I’ve used. Very user friendly app, does everything and more Reviewed on: 21st February 2023

Fab service

Given me second chance to get credit better. So easy to use and helpful. Reviewed on: 21st February 2023

they have good products

im really happy with the credit card Reviewed on: 21st February 2023

Credit card

The credit card helps me to buy stuff what I need like food, shopping and other stuff Reviewed on: 21st February 2023

Smooth and easy

Pretty easy review….. smooth to get one , easy to use when get it…. Simple Reviewed on: 21st February 2023

Absolutely brilliant

Easy to use, excellent advice. Brilliant customer service. I would recommend it to all. Reviewed on: 21st February 2023

Good choice.

I hadn’t heard of zopa until I looked for available credit card, they are efficient, friendly, understanding and they are good at providing info via their app, Reviewed on: 21st February 2023

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