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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Great card

Great card, allowed me to build my credit back up. Reviewed on: 21st February 2023

Outstanding

Great experience with zopa right from the beginning easy to use app and friendly staff Reviewed on: 21st February 2023

easy!

Simple application process, the app is user friendly and helpful Reviewed on: 21st February 2023

Improved credit rating

Great credit card to help improve your credit rating. I just needed a company to trust in me. Thank you Zopa Reviewed on: 21st February 2023

Good company

They help you build your credit and give you an insight of what could help you continue to build your credit. Reviewed on: 21st February 2023

Does as it says

Easy to use app and a lending monitor. Great Reviewed on: 21st February 2023

great card

easy to use app , which works on older smart phones. Good staff Reviewed on: 21st February 2023

Quick and easy application

Quick and easy application. The app is good too Reviewed on: 21st February 2023

Good service

I have credit card and loan as well it’s not expensive, im happy to pay back Reviewed on: 21st February 2023

Amazing service

I have been a Zopa customer for just under one year and they have the most easy and accessible way to control your credit card with faultless service. Reviewed on: 21st February 2023

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