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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

great card

easy to use app , which works on older smart phones. Good staff Reviewed on: 21st February 2023

Quick and easy application

Quick and easy application. The app is good too Reviewed on: 21st February 2023

Good service

I have credit card and loan as well it’s not expensive, im happy to pay back Reviewed on: 21st February 2023

Amazing service

I have been a Zopa customer for just under one year and they have the most easy and accessible way to control your credit card with faultless service. Reviewed on: 21st February 2023

Happy Customer

Really easy to apply for this card, easy to get app on my phone and add to my iWallet and just no hidden bits 'n bobs. Very happy with it. Reviewed on: 21st February 2023

Great service

A very great Reviewed on: 21st February 2023

Goog credit card

Good credit card, but b they should have a higher limit Reviewed on: 21st February 2023

Great

Great service, no problems at all Reviewed on: 21st February 2023

Excellent

Never had any issues with my product and always ready with any information needed Reviewed on: 21st February 2023

Credit card

Great service for a credit card plus customer care is good Reviewed on: 21st February 2023

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