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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Excellent credit facility

Very satisfied with Zopa on a whole Reviewed on: 21st February 2023

Great card with good customer service

I found the application process really straightforward and the customer service very good. Would happily recommend. Reviewed on: 21st February 2023

Simple works

There product is simple, no fuss with good customer services Reviewed on: 21st February 2023

Good credit builder card, user friendly

Card came quickly and easy to use the app and card Reviewed on: 21st February 2023

Highly recommended

Excellent customer service support.Had a emergency and wanted a flexbile payment plan.Zopa understood my situation and helped me during difficult time. Reviewed on: 21st February 2023

Amazing

Best credit card out there! With the fastest costumer service. What more could you want?! Reviewed on: 21st February 2023

Great people

An excellent and friendly company that knows the best deals for you. Helpful and honest. Reviewed on: 21st February 2023

Great

Great app, never had a problem, works well Reviewed on: 21st February 2023

Easy and clear, no unnecessary fuss

Had both a credit card and loans and it was easy and transparent...quick to verify and get paid. Always recommend these Reviewed on: 21st February 2023

Great company

Great company everything is so clear and easy to navigate, not had a problem Reviewed on: 21st February 2023

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