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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Amazing

Best credit card out there! With the fastest costumer service. What more could you want?! Reviewed on: 21st February 2023

Great people

An excellent and friendly company that knows the best deals for you. Helpful and honest. Reviewed on: 21st February 2023

Great

Great app, never had a problem, works well Reviewed on: 21st February 2023

Easy and clear, no unnecessary fuss

Had both a credit card and loans and it was easy and transparent...quick to verify and get paid. Always recommend these Reviewed on: 21st February 2023

Great company

Great company everything is so clear and easy to navigate, not had a problem Reviewed on: 21st February 2023

Great card

Great card, allowed me to build my credit back up. Reviewed on: 21st February 2023

Outstanding

Great experience with zopa right from the beginning easy to use app and friendly staff Reviewed on: 21st February 2023

easy!

Simple application process, the app is user friendly and helpful Reviewed on: 21st February 2023

Improved credit rating

Great credit card to help improve your credit rating. I just needed a company to trust in me. Thank you Zopa Reviewed on: 21st February 2023

Good company

They help you build your credit and give you an insight of what could help you continue to build your credit. Reviewed on: 21st February 2023

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