Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

View other Zopa products

4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Great

Great so far. But it would be better if the credit limit could be increased soon. Reviewed on: 21st February 2023

Easy to use

Very easy to use. Application is great Reviewed on: 21st February 2023

So helpful

Thank you zopa useful and get ease use Reviewed on: 21st February 2023

Best card and support

Best easiest card and the app is great support is great to Reviewed on: 21st February 2023

Top quality service

Since applying for my Zopa card the company have been nothing but helpful. They have always been on hand to answer any queries about my card or balance and have given me clear and helpful advice and answers whenever I have sought them. Reviewed on: 21st February 2023

Great card

Easy to use app makes zopa great Reviewed on: 21st February 2023

BrillIiant

Good rates, easy to apply and the app is great and easy to use Reviewed on: 21st February 2023

Excellent

Great card to help build my credit score Reviewed on: 21st February 2023

Excellent Service

They helped me to build my credit score. I'm very proud of them. Reviewed on: 21st February 2023

Very reliable and reasonable

My card is eay to use and the app is very easy amd helpful Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum credit cards
from Barclaycard 4.03 from 336 reviews
Purchase credit cards
from MBNA 2.90 from 196 reviews
Credit card
from Zable 4.82 from 123708 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Current account
from Zopa 4.83 from 6600 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub