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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Top

Amazing experience. The app it’s easy to use . Reliable also using abroad. Quick Customer service response. Reviewed on: 21st February 2023

excellent services

card arrived very quick and very easy to use the app Reviewed on: 21st February 2023

Great service and bank!

Had a wonderful experience so far! No complaints! All very easy! Reviewed on: 21st February 2023

Great company

Good credit card easy to use app easy to navigate Reviewed on: 21st February 2023

Best card out there

Best user experience , smooth transactions and easy payments Reviewed on: 21st February 2023

Fantastic credit card provider

Zopa credit card has to be one of the best around, great provider fab service, and app included has to be one of the best as well as easiest apps to use and understand. Reviewed on: 21st February 2023

Always keeps me on track with reminders

The App is great the credit card is flexible, it is easy to access and use anywhere, also you are not given a large credit limit at first so that helps me manage my finances Reviewed on: 21st February 2023

Great

Great app. Great customer service. Helps me keep a handle on my outgoings, whilst improving my credit score. Reviewed on: 21st February 2023

Amazing!!!

I love Zopa. I’d recommend this to anyone that I know. I cant see myself using any other credit card. The app is very easy to use too. Reviewed on: 21st February 2023

Nice banking for credit card

I am been using for past 2 years it’s been very useful for me Reviewed on: 21st February 2023

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