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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Always keeps me on track with reminders

5
The App is great the credit card is flexible, it is easy to access and use anywhere, also you are not given a large credit limit at first so that helps me manage my finances Reviewed on: 21st February 2023
Shantelle Bryan's avatar
Shantelle Bryan

Great

5
Great app. Great customer service. Helps me keep a handle on my outgoings, whilst improving my credit score. Reviewed on: 21st February 2023
kirsti shore's avatar
kirsti shore

Amazing!!!

5
I love Zopa. I’d recommend this to anyone that I know. I cant see myself using any other credit card. The app is very easy to use too. Reviewed on: 21st February 2023
April 's avatar
April

Nice banking for credit card

5
I am been using for past 2 years it’s been very useful for me Reviewed on: 21st February 2023
Narendra reddy 's avatar
Narendra reddy

Great

4
Great so far. But it would be better if the credit limit could be increased soon. Reviewed on: 21st February 2023
Ana's avatar
Ana

Easy to use

5
Very easy to use. Application is great Reviewed on: 21st February 2023
William Claringbold's avatar
William Claringbold

So helpful

5
Thank you zopa useful and get ease use Reviewed on: 21st February 2023
Eray Kucukekiz's avatar
Eray Kucukekiz

Best card and support

5
Best easiest card and the app is great support is great to Reviewed on: 21st February 2023
TYPICAL TY's avatar
TYPICAL TY

Top quality service

5
Since applying for my Zopa card the company have been nothing but helpful. They have always been on hand to answer any queries about my card or balance and have given me clear and helpful advice and answers whenever I have sought them. Reviewed on: 21st February 2023
Sparks91k's avatar
Sparks91k

Great card

4
Easy to use app makes zopa great Reviewed on: 21st February 2023
Lee Connor's avatar
Lee Connor

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