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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Great card

Easy to use app makes zopa great Reviewed on: 21st February 2023

BrillIiant

Good rates, easy to apply and the app is great and easy to use Reviewed on: 21st February 2023

Excellent

Great card to help build my credit score Reviewed on: 21st February 2023

Excellent Service

They helped me to build my credit score. I'm very proud of them. Reviewed on: 21st February 2023

Very reliable and reasonable

My card is eay to use and the app is very easy amd helpful Reviewed on: 21st February 2023

Happy

Never had any issues with the provider or how I manage my account Reviewed on: 21st February 2023

Brilliant fed back always updates

Easy to use your kept updated easy app full of helpful tips Reviewed on: 21st February 2023

Easy to use and straightforward

Great customer service and easy to use app. Great rates and straightforward information. Reviewed on: 21st February 2023

Great

Very good product easy to use app Reviewed on: 21st February 2023

Good company and great customer service.

As per title. Just a smooth (and at the time) quick experience throughout. No need for lots of words here - just a very positive experience all round. Reviewed on: 21st February 2023

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