Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,339 reviews, last reviewed 26th Apr 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026
Lubna's avatar
Lubna

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44339)

Fantastic credit card provider

5
Zopa credit card has to be one of the best around, great provider fab service, and app included has to be one of the best as well as easiest apps to use and understand. Reviewed on: 21st February 2023
Jade's avatar
Jade

Always keeps me on track with reminders

5
The App is great the credit card is flexible, it is easy to access and use anywhere, also you are not given a large credit limit at first so that helps me manage my finances Reviewed on: 21st February 2023
Shantelle Bryan's avatar
Shantelle Bryan

Great

5
Great app. Great customer service. Helps me keep a handle on my outgoings, whilst improving my credit score. Reviewed on: 21st February 2023
kirsti shore's avatar
kirsti shore

Amazing!!!

5
I love Zopa. I’d recommend this to anyone that I know. I cant see myself using any other credit card. The app is very easy to use too. Reviewed on: 21st February 2023
April 's avatar
April

Nice banking for credit card

5
I am been using for past 2 years it’s been very useful for me Reviewed on: 21st February 2023
Narendra reddy 's avatar
Narendra reddy

Great

4
Great so far. But it would be better if the credit limit could be increased soon. Reviewed on: 21st February 2023
Ana's avatar
Ana

Easy to use

5
Very easy to use. Application is great Reviewed on: 21st February 2023
William Claringbold's avatar
William Claringbold

So helpful

5
Thank you zopa useful and get ease use Reviewed on: 21st February 2023
Eray Kucukekiz's avatar
Eray Kucukekiz

Best card and support

5
Best easiest card and the app is great support is great to Reviewed on: 21st February 2023
TYPICAL TY's avatar
TYPICAL TY

Top quality service

5
Since applying for my Zopa card the company have been nothing but helpful. They have always been on hand to answer any queries about my card or balance and have given me clear and helpful advice and answers whenever I have sought them. Reviewed on: 21st February 2023
Sparks91k's avatar
Sparks91k

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa

  • Personal loan

    from Zopa 4.95 from 69081 reviews
    Zopa

  • Current account

    from Zopa 4.93 from 6588 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill