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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Amazing customer service.

Never had an issue with Zopa. Affordable payments and very helpful when you ring up customer service. Highly recommend. Reviewed on: 21st February 2023

Credit card

It's amazing how easy and convenient is the apple I am using for the credit card. I Love it. Reviewed on: 21st February 2023

Fantastic credit card

Really love my Zopa credit card..really easy to apply and receive. Reviewed on: 21st February 2023

Good

Quick decision but never uped my spend cap after over 1 year Reviewed on: 21st February 2023

Top

Amazing experience. The app it’s easy to use . Reliable also using abroad. Quick Customer service response. Reviewed on: 21st February 2023

excellent services

card arrived very quick and very easy to use the app Reviewed on: 21st February 2023

Great service and bank!

Had a wonderful experience so far! No complaints! All very easy! Reviewed on: 21st February 2023

Great company

Good credit card easy to use app easy to navigate Reviewed on: 21st February 2023

Best card out there

Best user experience , smooth transactions and easy payments Reviewed on: 21st February 2023

Fantastic credit card provider

Zopa credit card has to be one of the best around, great provider fab service, and app included has to be one of the best as well as easiest apps to use and understand. Reviewed on: 21st February 2023

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