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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Best credit provider

Quality customer service and best support Reviewed on: 21st February 2023

Never had any problems brilliant customer services

Very polite and friendly always very happy to help and very understanding Reviewed on: 21st February 2023

Great card and company

This card as helped me greatly, easy to use and helpful tools, would recommend this card Reviewed on: 21st February 2023

Ha

Great response and credit limits Reviewed on: 21st February 2023

Simple to use

The app is very useful and straight forward. Reviewed on: 21st February 2023

So far so good

Perfectly happy with it so far! Reviewed on: 21st February 2023

Excellent

When I have had an issue with anything, the help is always amazing and quick. I’ve been using zopa for a year now and have no complaints. Would highly recommend Reviewed on: 21st February 2023

Great card

Customer service great, app easy to use Reviewed on: 21st February 2023

Top company. Great credit card

Great card and company to deal with Reviewed on: 21st February 2023

Great interaction

Always kept informed of everything I need to know about my balance, minimum payment and date, also about new products that maybe of interest Reviewed on: 21st February 2023

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