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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Zopa Credit Card

The app is easy to use and understand. Brilliant customer service Reviewed on: 21st February 2023

Amazing customer service.

Never had an issue with Zopa. Affordable payments and very helpful when you ring up customer service. Highly recommend. Reviewed on: 21st February 2023

Credit card

It's amazing how easy and convenient is the apple I am using for the credit card. I Love it. Reviewed on: 21st February 2023

Fantastic credit card

Really love my Zopa credit card..really easy to apply and receive. Reviewed on: 21st February 2023

Good

Quick decision but never uped my spend cap after over 1 year Reviewed on: 21st February 2023

Top

Amazing experience. The app it’s easy to use . Reliable also using abroad. Quick Customer service response. Reviewed on: 21st February 2023

excellent services

card arrived very quick and very easy to use the app Reviewed on: 21st February 2023

Great service and bank!

Had a wonderful experience so far! No complaints! All very easy! Reviewed on: 21st February 2023

Great company

Good credit card easy to use app easy to navigate Reviewed on: 21st February 2023

Best card out there

Best user experience , smooth transactions and easy payments Reviewed on: 21st February 2023

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