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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent

When I have had an issue with anything, the help is always amazing and quick. I’ve been using zopa for a year now and have no complaints. Would highly recommend Reviewed on: 21st February 2023

Great card

Customer service great, app easy to use Reviewed on: 21st February 2023

Top company. Great credit card

Great card and company to deal with Reviewed on: 21st February 2023

Great interaction

Always kept informed of everything I need to know about my balance, minimum payment and date, also about new products that maybe of interest Reviewed on: 21st February 2023

Happy customer

I have easy access and a reminder when payments are due, so your never have a late payment fee. Easy to use card Reviewed on: 21st February 2023

Pretty good

I will love to use the card for the rest of my life because it make life easy Reviewed on: 21st February 2023

Excellent credit limit

I got a credit card with Zopa after many attempts from other companies but due to my bad credit history no-one would give me a chance but then Zopa did and 400 credit limit really helped me out so thank you Reviewed on: 21st February 2023

Great

Great company to have card with fantastic Reviewed on: 21st February 2023

Awesome

Awesome bank. Provided me with the credit I need Reviewed on: 21st February 2023

Zopa Credit Card

The app is easy to use and understand. Brilliant customer service Reviewed on: 21st February 2023

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