Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great Card

Great rates, useful app with tips on money management. Reviewed on: 21st February 2023

High quality service

High quality customer service and ongoing support not always seen from credit card providers. Reviewed on: 21st February 2023

Creadit card

Nice check online creadit card balance Reviewed on: 21st February 2023

Very Easy

Great company to deal with. Friendly staff and great app Reviewed on: 21st February 2023

Best credit provider

Quality customer service and best support Reviewed on: 21st February 2023

Never had any problems brilliant customer services

Very polite and friendly always very happy to help and very understanding Reviewed on: 21st February 2023

Great card and company

This card as helped me greatly, easy to use and helpful tools, would recommend this card Reviewed on: 21st February 2023

Ha

Great response and credit limits Reviewed on: 21st February 2023

Simple to use

The app is very useful and straight forward. Reviewed on: 21st February 2023

So far so good

Perfectly happy with it so far! Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Instant pay
from Incredible 4.61 from 28 reviews
Purchase Credit Card
from Bank of Scotland 4.20 from 10 reviews
Credit Card
from Bank of China (UK) 4.12 from 2 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub