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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44353)

Happy

5
I am happy with the Zopa services Reviewed on: 21st February 2023
Anonymous's avatar
Anonymous

Great Card

5
Love how you can make a payment and it is deducted straight away so you can see what’s left. Reviewed on: 21st February 2023
Michelle Merritt's avatar
Michelle Merritt

Credit without the crunch

5
Easy to work with, no jargon. Very useful app. Always in control. Reviewed on: 21st February 2023
Jeff's avatar
Jeff

Credit building

5
Great credit card for rebuilding your credit score. Great interest rates and the app is so easy to use. Reviewed on: 21st February 2023
alan coombes's avatar
alan coombes

Excellent

5
Excellent service, good company communication Reviewed on: 21st February 2023
leemilesltd@hotmail.com's avatar
[email protected]

Very reliable

5
In the time i’ve had it my Zopa card has been reliable in every situation. Would recommend. Reviewed on: 21st February 2023
Paul Stelling's avatar
Paul Stelling

Great Card

5
Great rates, useful app with tips on money management. Reviewed on: 21st February 2023
Donna E's avatar
Donna E

High quality service

5
High quality customer service and ongoing support not always seen from credit card providers. Reviewed on: 21st February 2023
John's avatar
John

Creadit card

5
Nice check online creadit card balance Reviewed on: 21st February 2023
Anthony's avatar
Anthony

Very Easy

5
Great company to deal with. Friendly staff and great app Reviewed on: 21st February 2023
Gordon's avatar
Gordon

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