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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Seamless ... easy ... fresh

No quibbles .... helpful ... listening ears Reviewed on: 21st February 2023

A helping hand

This service help me alot with my finances which i needed and for that i will be forever grateful Reviewed on: 21st February 2023

Excellent app

Great credit card and app. Very easy to build credit and keep eye on finances / offers. Reviewed on: 21st February 2023

Credit card

Best card out there. Using the app is so easy. Reviewed on: 21st February 2023

Amazing customer services and amazing credit card

I have a credit card for a while and I have never had any problems with them very helpful team and always there to help as much as they can Reviewed on: 21st February 2023

Great credit provider

Very useful and fresh design. Easy to use and helpful support Reviewed on: 21st February 2023

Great card

I had an issue Zopa we’re very professional and help me sort my issue I wish apr was less and I was able to raise balance but good service over all thank you Reviewed on: 21st February 2023

Credit

Zopa offered me a card after I was refused elsewhere and I am eternally grateful for that Reviewed on: 21st February 2023

The best credit card I ever have

Very fer to pay, great online app, veery easy to download and use. My best credit card Reviewed on: 21st February 2023

Excellent card

Really easy to apply and be accepted Reviewed on: 21st February 2023

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