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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43494 reviews)

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4.94

Based on 43,494 reviews, last reviewed 20th Mar 2026

155750% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very easy and simple to use. Very easy and simple to use. Reasonable Reviewed on: 20th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43494)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Quick and easy to use,

Quick and easy to use, always friendly customer service, no any issues at all Reviewed on: 15th January 2026

Good service speedy replies.

Good service speedy replies. Hugh approval rate Reviewed on: 15th January 2026

I have never had any issues with Xopa.

I have never had any issues with Xopa. Either with my credit card or loan that I used to have. Reviewed on: 15th January 2026

Great little lender

What made this card tops for me is you can change date for repayments..so handy when the unexpected can turn up Reviewed on: 15th January 2026

Online credit card made easy

Easy application. Great app. EExcellent customer service. Reviewed on: 15th January 2026

Zopa gave me the opportunity to build my credit when...

Zopa gave me the opportunity to build my credit when no one else would so I thank you Zopa as you have opened a new world for me Reviewed on: 15th January 2026

The user experience is amazing

The user experience is simple, yet with excellent performance and security Reviewed on: 15th January 2026

Very easy to use and manage my card esy with the app...

Very easy to use and manage my card esy with the app and HD no problem Reviewed on: 15th January 2026

Outstanding customer support received card promptly...

Outstanding customer support received card promptly very easy to contact Zopa Reviewed on: 15th January 2026

lost the card were quick to replace

lost the card were quick to replace Reviewed on: 15th January 2026

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