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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very good service and credit limit and interest is v...

Very good service and credit limit and interest is very good compared to others Reviewed on: 17th January 2026

Easy to set up, communication exerlent, serve my needs.

Easy to set up, communication exerlent, serve my needs. Reviewed on: 17th January 2026

I find Zopa very informative and helpful

I find Zopa very informative and helpful Reviewed on: 17th January 2026

Five star

Brilliant firm very professional at all times easily accessible and straight forward xxx Reviewed on: 17th January 2026

Best one

Zopa is the best credit ever. I had. Reviewed on: 17th January 2026

Great Card

This card is the only card I carry with me when I go shopping as It's very handy to have and the Interest isn't very high Reviewed on: 17th January 2026

Easy to every thing. Satusfied

Easy to every thing.satisfied with shooing purchages Reviewed on: 17th January 2026

Top company from UK what i see and what i have until...

Top company from UK what i see and what i have until now, we work from more then 4 years and all the time helping full Reviewed on: 17th January 2026

Excellent and very straightforward

Excellent and very straightforward to use Reviewed on: 17th January 2026

Wonderful experience I love it help me a lot,...

Wonderful experience I love it help me a lot, Reviewed on: 17th January 2026

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