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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good customer service, quick problem solving

Good customer service, quick problem solving Reviewed on: 18th January 2026

Top Financial service of our time.

Zopa Credit Card delivers excellent value with clear terms, competitive rates, and no hidden fees. The app is easy to use, customer support is responsive, and managing your credit feels simple and stress-free. Highly recommend for a fair, modern credit experience. Reviewed on: 18th January 2026

Easy application, easy to use and straightforward la...

Easy application, easy to use and straightforward layout on the app and excellent customer service. Reviewed on: 18th January 2026

Excellent good credit to help people with bad credit

Excellent good credit to help people with bad credit Reviewed on: 18th January 2026

Zopa bank and card is everything that I need.

Zopa bank and card is everything that I need. Reviewed on: 18th January 2026

Excellent

Great for when I’m in a tight spot Reviewed on: 17th January 2026

ZOPA!. What a fantastic experience.

Fantastic experience, with a very easy application process that was extremely well explained and defined. I would highly recommend Zopa to anyone.. Best application with such ease. Zopa deserve all the finest recognition that is possible. Reviewed on: 17th January 2026

Professional and friendly

Professional and friendly team, go out of your way to help you there when help is needed , thankuyou Reviewed on: 17th January 2026

Happy camper.

My whole experience with Zopa from the application up until now has been fantastic Reviewed on: 17th January 2026

Got the money easy and faster, quick decision.

Got the money easy and faster, quick decision. Reviewed on: 17th January 2026

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