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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy way to handle your credit card refreshing strai...

Easy way to handle your credit card refreshing straight forward excellent service would recommend all my friends brilliant card Reviewed on: 18th January 2026

Easy to use

Easy to use, perfect card always recommend to my friends Reviewed on: 18th January 2026

Easy to apply for, love the app let’s me stay in con...

Easy to apply for, love the app let’s me stay in control of my spending Reviewed on: 18th January 2026

It was no hassllte to get a zopa card the web page k...

It was no hassllte to get a zopa card the web page keeps you aware of all that hapens Reviewed on: 18th January 2026

full transparency...

You know every transaction also full transparency of the complete procedure from applying to using their credit card and also a responsible lender not like some out there Reviewed on: 18th January 2026

Value for mony

I think Zopa it is easy to use and value for money. Reviewed on: 18th January 2026

good card to have

looked after when doing transactions Reviewed on: 18th January 2026

It does what it says on the package

Fantastic company, very satisfied with them , nothing fazes them, very efficient to solve any problems, and polite and curtious Reviewed on: 18th January 2026

A good card excellent lender

Am using card for credit building Reviewed on: 18th January 2026

Excellent service

Very helpful, fast response. availability when needed to assist with any issues. Reviewed on: 18th January 2026

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