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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Ever help if i had any problems the are always there...

Ever help if i had any problems the are always there to help Reviewed on: 17th January 2026

Easy to apply very informative and easy to use app p...

Easy to apply very informative and easy to use app plus seamless card use Reviewed on: 17th January 2026

Excellent customer service.

Great customer service. System is easy to understand and follow. Reviewed on: 17th January 2026

Cant fault them on anuthing

Everything is simple to do and no messing and very helpful the way that thay keep you informed Reviewed on: 17th January 2026

Excellent support, fast and efficient in all areas i...

Excellent support, fast and efficient in all areas if the service offered Reviewed on: 17th January 2026

Easy to use app, good communication from Zopa

Easy to use app, good communication from Zopa Reviewed on: 17th January 2026

I have excellent service very happy

I have excellent service very happy Reviewed on: 17th January 2026

Love love love it best lender out there

Love love love it best lender out there Reviewed on: 17th January 2026

The whole process is so easy and seamless.

The whole process is so easy and seamless. Reviewed on: 17th January 2026

Excellent contact.

Excellent contact. Always know where you stand with your account. Reviewed on: 17th January 2026

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