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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43494 reviews)

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4.94

Based on 43,494 reviews, last reviewed 20th Mar 2026

155750% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very easy and simple to use. Very easy and simple to use. Reasonable Reviewed on: 20th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43494)

Great credit card...

Great credit card easy to keep track of your spending, a great customer service team always willing to help with any issues, no matter how big or small. Reviewed on: 15th January 2026

Very helpful with great comunication

Very helpful with great comunication Reviewed on: 15th January 2026

Zopa is excellent in all accounts ie customer servic...

Zopa is excellent in all accounts ie customer service,navigating the app is easy a lot better than some other sites Reviewed on: 15th January 2026

I think what makes Zopa Credit card extra special is...

I think what makes Zopa Credit card extra special is the absence of any charges for using the card overseas. Reviewed on: 15th January 2026

Very helpful and keeps you informed of any informat...

Very helpful and keeps you informed of any information which involves you as a customer and I will try and get more customers for Zopa. Reviewed on: 15th January 2026

Very professional and helpful.

Very professional and helpful. There when needed Reviewed on: 15th January 2026

Very easy very friendly realisable

Very easy very friendly realisable Reviewed on: 15th January 2026

Great value for money highly recommend

Great value for money highly recommend Reviewed on: 15th January 2026

So easy to apply for and managed well via the app wh...

So easy to apply for and managed well via the app which is easy to use Reviewed on: 15th January 2026

Brilliant company always able to get up to date inf...

Brilliant company always able to get up to date information Reviewed on: 15th January 2026

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