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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

World class customer service

Easy to use and deal with, and world class customer service. Highly recommended. Zopa have always been by my side since day one and I value them highly. Reviewed on: 17th January 2026

Excellent app credit card and loans speedy

Excellent app credit card and loans all in one place ! Reviewed on: 17th January 2026

Easy to use application process and the app is very...

Easy to use application process and the app is very user friendly Reviewed on: 17th January 2026

Gave me a credit card when i was really struggling b...

Gave me a credit card when i was really struggling before christmas and saved my christmas Reviewed on: 17th January 2026

Had Zopa for a few years now.

Had Zopa for a few years now. Always been great. No hassles Reviewed on: 17th January 2026

Very considerate and caring when.

Very considerate and caring when. Was late making a payment due to the passing of my mum Reviewed on: 17th January 2026

All super smooth, app is great, application swift an...

All super smooth, app is great, application swift and clear. Not had to call to speak to anyone either so it must just work. Reviewed on: 17th January 2026

All over good and excellent service

All over good and excellent service Reviewed on: 17th January 2026

Excellent service would recommend to a friend

Excellent service would recommend to a friend Reviewed on: 17th January 2026

Peace of mind

Their backup support is fantastic, which gives you peace of mind. Reviewed on: 17th January 2026

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