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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Satisfaction

My experience with the Zopa card has generally been positive. The app is easy to use, repayments are clear, and I like how transparent the interest and fees are. Customer support has been responsive when I needed help. There are a few areas that could be improved, but overall it’s been a reliable card for everyday use. Reviewed on: 17th January 2026

Great Bank

Great service, helpful staff and good service Reviewed on: 16th January 2026

I Am with zopa credit card its much help me for the...

I Am with zopa credit card its much help me for the expense. Reviewed on: 16th January 2026

Zopa provides a refreshing approach to customer serv...

Zopa provides a refreshing approach to customer service and an app which is advanced yet simple to use! Reviewed on: 16th January 2026

Fast and easy application with a good credit amount...

Fast and easy application with a good credit amount tailored for me, they have looked after me ever since Reviewed on: 16th January 2026

It was quick and easy to apply for...

It was quick and easy to apply for a card it was done in a few minutes with no fuss they let you know how much you spend so you can keep track on your spending and the card arrived quickly in the post Reviewed on: 16th January 2026

Very freindly staff.

Very freindly staff. Thwre app is super easu to use. Never have any problems with them. Very happy to be with them. Reviewed on: 16th January 2026

That’s great credit card useful so please to have it...

That’s great credit card useful so please to have it Reviewed on: 16th January 2026

It'sJust been a really good experience from Day one,

It'sJust been a really good experience from Day one, Reviewed on: 16th January 2026

Zopa credit card is one of the best credit option, t...

Zopa credit card is one of the best credit option, they are also offering good APR on savings account (BISCUIT) Reviewed on: 16th January 2026

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