Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great card and great customer service

Great card and great customer service Reviewed on: 16th January 2026

Zopa is a excellent credit card.

Zopa is a excellent credit card. Reviewed on: 16th January 2026

Great service, trusted and quick

Great service, trusted and quick Reviewed on: 16th January 2026

Easiest banking app to use.

Easy to use app and you can do everything on it, so simple Reviewed on: 16th January 2026

Thank you for taking a chance with me it’s much app...

Thank you for taking a chance with me it’s much appreciated and easy to contact if I have any difficulties Reviewed on: 16th January 2026

So simple no hassle very please with my Zopa card

So simple no hassle very please with my Zopa card Reviewed on: 16th January 2026

Helped my credit rating easy to apply online

Helped my credit rating easy to apply online Reviewed on: 16th January 2026

Seamless service and easy navigation on the app

Seamless service and easy navigation on the app Reviewed on: 16th January 2026

Always been there with good advice and help when re...

Always been there with good advice and help when required Reviewed on: 16th January 2026

Best in service.

Best in service.Payments will be done faster.Never got struck with any payments. Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Yonder 4.85 from 952 reviews
Partnership credit card
from John Lewis 2.06 from 899 reviews
Credit card
from Debenhams 3.73 from 14 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub