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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great service fair and honest quality credit card su...

Great service fair and honest quality credit card supplier Reviewed on: 16th January 2026

Zopa ARE UTTERLY FABULOUS!

Zopa ARE UTTERLY FABULOUS! The right balance of supportive, fair, and absolutely operate treating their customers from all walks of life with the uppermost integrity. Reviewed on: 16th January 2026

No fuss no hassle . ,...

No fuss , stable easy to use app , tolerable rates , nothing to moan about at all Reviewed on: 16th January 2026

ZOPA - a great card to use!

Easy to use - T&Cs simple to understand and no hassle using the services and paying my charges (which aren't high!) Reviewed on: 16th January 2026

Excellent

It was easy and very good and I would recommend it to my friends Reviewed on: 16th January 2026

Was very easy to get the credit card, good rates and...

Was very easy to get the credit card, good rates and service Reviewed on: 16th January 2026

I'm very happy with the service.

I'm very happy with the service. After verification, the money was immediately deposited into my account. A very good bank. Thank you. Reviewed on: 16th January 2026

Majid Mohammed

Awesome experience having Zopa. Better then other cards Reviewed on: 16th January 2026

Staff that know what they are talking about with gre...

Staff that know what they are talking about with great skills Reviewed on: 16th January 2026

Zopa has been great to me!

Zopa has been great to me! Really got me going when I needed them most. Reviewed on: 16th January 2026

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