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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43494 reviews)

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4.94

Based on 43,494 reviews, last reviewed 20th Mar 2026

155750% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very easy and simple to use. Very easy and simple to use. Reasonable Reviewed on: 20th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43494)

Simple application easy use app perfect

Simple application easy use app perfect Reviewed on: 15th January 2026

Review on ZOPA credit card

Easy to use and understand the App. Brilliant customer service. Reviewed on: 15th January 2026

Brilliant credit card The App is great

Brilliant credit card The App is great Reviewed on: 15th January 2026

I am entirely grateful for Zopa for giving me a chan...

I am entirely grateful for Zopa for giving me a chance where most others did not. I have a less than perfect credit score and they were gracious accommodating to my needs. Thank you again. I cannot fault. Reviewed on: 15th January 2026

Great in every way , Zopa is so easy to use , conven...

Great in every way , Zopa is so easy to use , convenient and affordable. I would recommend Zopa to any one Reviewed on: 15th January 2026

Zopa highly recommended

App very easy to use and very usefull topics on it Reviewed on: 15th January 2026

Easy user interface that makes paying your balance e...

Easy user interface that makes paying your balance easy and stress free a very user friendly app indeed Reviewed on: 15th January 2026

Great experience interest is a little hight but expe...

Great experience interest is a little hight but expected when having bad credit Reviewed on: 15th January 2026

Always a quick chat to solve any issues I have.

Always a quick chat to solve any issues I have. I haven’t had a bad experience with any customer support rep in my time and all the services and app are easy to use. Would highly recommend Zopa to my friends and a great way to manage money Reviewed on: 15th January 2026

Zooa is Quality Card to have over all

Have to say since i have applied for a Zooa account I have had good experience. I can withdraw cash anywhere UK and abroad America and South Africa and had no issues. I have my statements and i get a notification when my DD is due to come out so im always prepared for oayments. Makes my life breeze and thank you. Reviewed on: 15th January 2026

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