Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43493 reviews)

View other Zopa products

4.94

Based on 43,493 reviews, last reviewed 19th Mar 2026

155700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Always great response . Always great response . Good app . Clear numbers . Easy to pay . Helpful support team Reviewed on: 19th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43493)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Zopatastic

Best credit card I have ever used , customer service is by far the best service, no long fussy automated calls you get to speak with someone bery quickly, the app is easy to log on to and easy to navigate, I love the card could not be happier. Reviewed on: 15th January 2026

Easy process

Easy process from start to finish Reviewed on: 15th January 2026

Top lender of credit card and credit builders

Help me in the hour of need, best credit card and credit rating builder, no pressure when repaying and rates are kept at a reasonable low Reviewed on: 15th January 2026

Good choise

The Zopa Credit Card is a solid choice for everyday use and credit building Reviewed on: 15th January 2026

Friendly and Helpful

Very responsive to emails and very respectful to individual circumstances Reviewed on: 15th January 2026

Always good and helpful, have never had any problems

Always good and helpful, have never had any problems Reviewed on: 15th January 2026

I found Zopa to be very helpful in all aspects of se...

I found Zopa to be very helpful in all aspects of setting up the account Reviewed on: 15th January 2026

Excellent

Great service from the start, Zopa has made my whole experience easier to use than I expected Reviewed on: 15th January 2026

Really quick to set up no problems occured atol good...

Really quick to set up no problems occured atol good card to work with Reviewed on: 15th January 2026

I’m happy to be your customer and I like your...

I’m happy to be your customer and I like your service Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday Credit Card
from Creation 2.66 from 20 reviews
Overpay
from Incredible 4.60 from 5 reviews
Everyday spending credit cards
from Halifax 4.07 from 74 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Smart Saver
from Zopa 4.94 from 8044 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub