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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Best credit card

Excellent service, quick and easy to use. Best credit card company I use Reviewed on: 21st February 2023

Mumtaz Butt

The response is very quick but problem don't have effecent customer advisor over phone Reviewed on: 21st February 2023

Great little card

Lovely little card, easy to use. Great app Reviewed on: 21st February 2023

You NEED this credit card

Easy to apply, easy to download the app and navigate. Really great credit card design. Great interest rates. Outstanding customer service. I wouldn't trust any other company but zopa! You need this credit card! Reviewed on: 21st February 2023

Great experience

Super easy No fuss No problems Reviewed on: 21st February 2023

Really easy to use

so simple and really good for a first time credit card user Reviewed on: 21st February 2023

Awesome

Great credit card accepted instantly and very happy. Reviewed on: 21st February 2023

Easy to apply and use

They’re really easy to apply with and use their card and app. It also helps how clear the app is set out and the notifications help you manage your spend. Reviewed on: 21st February 2023

Amazing company & fantastic customer service support

All round excellence. Fantastic company to have my credit card with. The apps is great and always works well. And just never have any problems. Thank you Zopa! Reviewed on: 21st February 2023

Good

Good card easy to use and good app Reviewed on: 21st February 2023

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