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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great service and app

Zopa provides an easy to use service with their app. The payment requests are friendly/helpful and they provide additional support with debt / credit scores. Brilliant! Reviewed on: 21st February 2023

Great product

Overall positive experience with Zopa. Can't fault them. Reviewed on: 21st February 2023

Worth it

It’s totally Worth it and efficient Reviewed on: 21st February 2023

Best credit card

Excellent service, quick and easy to use. Best credit card company I use Reviewed on: 21st February 2023

Mumtaz Butt

The response is very quick but problem don't have effecent customer advisor over phone Reviewed on: 21st February 2023

Great little card

Lovely little card, easy to use. Great app Reviewed on: 21st February 2023

You NEED this credit card

Easy to apply, easy to download the app and navigate. Really great credit card design. Great interest rates. Outstanding customer service. I wouldn't trust any other company but zopa! You need this credit card! Reviewed on: 21st February 2023

Great experience

Super easy No fuss No problems Reviewed on: 21st February 2023

Really easy to use

so simple and really good for a first time credit card user Reviewed on: 21st February 2023

Awesome

Great credit card accepted instantly and very happy. Reviewed on: 21st February 2023

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