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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Fantastic

I’m very happy with my credit card I told my 2 sisters to apply and they are happy as well Reviewed on: 21st February 2023

Fab support

Everything from applying to receiving my card was fab! Great updates received and not too much marketing material to clog up my e-mail Reviewed on: 21st February 2023

Best Credit Card

Vwry clear and concise layout of app, easy to use. Additional information very informative. Reviewed on: 21st February 2023

Very good

Ive had a very good experience with my zopa credit card ir helped me get my new car Reviewed on: 21st February 2023

Amazing

Fantastic company and service so much ahead of others !! Reviewed on: 21st February 2023

Happily Recommend

I find the app useful and have had no issues Reviewed on: 21st February 2023

Great service and app

Zopa provides an easy to use service with their app. The payment requests are friendly/helpful and they provide additional support with debt / credit scores. Brilliant! Reviewed on: 21st February 2023

Great product

Overall positive experience with Zopa. Can't fault them. Reviewed on: 21st February 2023

Worth it

It’s totally Worth it and efficient Reviewed on: 21st February 2023

Best credit card

Excellent service, quick and easy to use. Best credit card company I use Reviewed on: 21st February 2023

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