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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent service

No hassles .just easy to use .good for everyday use . Reviewed on: 21st February 2023

Great card!

A great company, a great app that is easy to use and keep track of spending. Couldn’t recommend enough Reviewed on: 21st February 2023

Love this card

It’s help me in my rainy day There help line is very helpful Easy to use their mobile app You can track your all expenses through the app I really like Reviewed on: 21st February 2023

excellent all rounder

great rates with brilliant customer services what's not to like.. Reviewed on: 21st February 2023

Fantastic

I’m very happy with my credit card I told my 2 sisters to apply and they are happy as well Reviewed on: 21st February 2023

Fab support

Everything from applying to receiving my card was fab! Great updates received and not too much marketing material to clog up my e-mail Reviewed on: 21st February 2023

Best Credit Card

Vwry clear and concise layout of app, easy to use. Additional information very informative. Reviewed on: 21st February 2023

Very good

Ive had a very good experience with my zopa credit card ir helped me get my new car Reviewed on: 21st February 2023

Amazing

Fantastic company and service so much ahead of others !! Reviewed on: 21st February 2023

Happily Recommend

I find the app useful and have had no issues Reviewed on: 21st February 2023

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