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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44353)

Excellent service

5
Great company to have a credit card with, highly recommend Reviewed on: 21st February 2023
Lee Nobbs's avatar
Lee Nobbs

Great service

5
Clear and well designed app. Easy to use. Would recommend. Reviewed on: 21st February 2023
Mark Koszler's avatar
Mark Koszler

Current & Efficient Credit Card

5
This credit card is fresh and modern and easy to use. The app is efficient and you can manage everything you need to from there. Reviewed on: 21st February 2023
Julia Christou's avatar
Julia Christou

Very responsible company @ helping out those who are struggling & do everything they can to help you in every way possible

5
Been with ZOPA for we bit now easy to work whith very understanding communication whith company and credit card aye have helps me out with the things that are important so yes thanks again Zopa Reviewed on: 21st February 2023
Raymond fifer's avatar
Raymond fifer

Easy to use

5
Very easy, great app, very clear and precise. Reviewed on: 21st February 2023
Sharon Ferguson's avatar
Sharon Ferguson

Brilliant!

5
Nice and friendly customer service. Card itself looks nice and app to kake payments are very user friendly. So 10/10 Keep it up guys. Reviewed on: 21st February 2023
Ed's avatar
Ed

Excellent service

5
No hassles .just easy to use .good for everyday use . Reviewed on: 21st February 2023
Steve's avatar
Steve

Great card!

5
A great company, a great app that is easy to use and keep track of spending. Couldn’t recommend enough Reviewed on: 21st February 2023
Adam Burns's avatar
Adam Burns

Love this card

5
It’s help me in my rainy day There help line is very helpful Easy to use their mobile app You can track your all expenses through the app I really like Reviewed on: 21st February 2023
Md. Mamun Rahman's avatar
Md. Mamun Rahman

excellent all rounder

5
great rates with brilliant customer services what's not to like.. Reviewed on: 21st February 2023
Dimitrios Pazinas's avatar
Dimitrios Pazinas

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