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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Zopa so helpful

5
Always there ready to help, great customer service Reviewed on: 21st February 2023
Jem Brown's avatar
Jem Brown

Easy application, good online service! No issues

5
Never any issues, good monthly statements and interest fees. Would hunky recommend using this company, online portal is also good and easy to navigate Reviewed on: 21st February 2023
nicki_h@live.co.uk's avatar
[email protected]

High intrest rate

4
App usage is easy but has high intrest rate. Reviewed on: 21st February 2023
Andrewrrfjones's avatar
Andrewrrfjones

Excellent service

5
I have a credit card, really excellent service! Reviewed on: 21st February 2023
Mark Bartlett's avatar
Mark Bartlett

Excellent service

5
Great company to have a credit card with, highly recommend Reviewed on: 21st February 2023
Lee Nobbs's avatar
Lee Nobbs

Great service

5
Clear and well designed app. Easy to use. Would recommend. Reviewed on: 21st February 2023
Mark Koszler's avatar
Mark Koszler

Current & Efficient Credit Card

5
This credit card is fresh and modern and easy to use. The app is efficient and you can manage everything you need to from there. Reviewed on: 21st February 2023
Julia Christou's avatar
Julia Christou

Very responsible company @ helping out those who are struggling & do everything they can to help you in every way possible

5
Been with ZOPA for we bit now easy to work whith very understanding communication whith company and credit card aye have helps me out with the things that are important so yes thanks again Zopa Reviewed on: 21st February 2023
Raymond fifer's avatar
Raymond fifer

Easy to use

5
Very easy, great app, very clear and precise. Reviewed on: 21st February 2023
Sharon Ferguson's avatar
Sharon Ferguson

Brilliant!

5
Nice and friendly customer service. Card itself looks nice and app to kake payments are very user friendly. So 10/10 Keep it up guys. Reviewed on: 21st February 2023
Ed's avatar
Ed

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