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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Quick and efficient

Easy to use and the app keeps you updated on all spending immediately. Reviewed on: 21st February 2023

Very good

The experience has been very good and with my balance transfer I got to clear my debt a little quicker Reviewed on: 21st February 2023

G

Excellent and very easy to apply Simple Reviewed on: 21st February 2023

Fantastic service

Totally brilliant service keeps you updated Reviewed on: 21st February 2023

Zopa life

I’ve had the Zopa credit card over a year. I have never been happier, I always get the best customer support in customer service. I haven’t had any issues and generally have enjoyed using my card. I am planning to keep it for a very long time and I appreciate Zopa for just existing as they have made my life a lot easier with the credit card. Reviewed on: 21st February 2023

Great service. Provided me a card when I had few options

Zopa provided me with a card with a decent credit limit when most other providers would not provide a card. They have excellent customer service. Reviewed on: 21st February 2023

Zopa so helpful

Always there ready to help, great customer service Reviewed on: 21st February 2023

Easy application, good online service! No issues

Never any issues, good monthly statements and interest fees. Would hunky recommend using this company, online portal is also good and easy to navigate Reviewed on: 21st February 2023

High intrest rate

App usage is easy but has high intrest rate. Reviewed on: 21st February 2023

Excellent service

I have a credit card, really excellent service! Reviewed on: 21st February 2023

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