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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Great credit builder

Good credit building credit card and responsible lending and regular assessments of your affordability Reviewed on: 21st February 2023

Top credit card

Very easy to use app, top service Reviewed on: 21st February 2023

Awesome product

Great customer service and excellent support Reviewed on: 21st February 2023

Great service

Great service, easy company to deal with. The app is very good Reviewed on: 21st February 2023

Very excellent service

I was very impressed with the out come because I didn't think I would be able to get credit Reviewed on: 21st February 2023

Top

Friendly and helpful, Zopa is sending reminders which is helpful and also they are quite flexible Reviewed on: 21st February 2023

Great card

Easy to use app never had any problems. Reviewed on: 21st February 2023

Excellent Service

The service from Zopa is excellent. I would definitely recommend them to anyone. Reviewed on: 21st February 2023

Great company great service!

I’ve always had a great experience with zopa Reviewed on: 21st February 2023

Fantastic service

Needed credit fast to get me out of a pickle and Zopa couldn't have been more helpful Reviewed on: 21st February 2023

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