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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Great card

5
Easy to use app never had any problems. Reviewed on: 21st February 2023
Graham Sinclair's avatar
Graham Sinclair

Excellent Service

5
The service from Zopa is excellent. I would definitely recommend them to anyone. Reviewed on: 21st February 2023
Eduan's avatar
Eduan

Great company great service!

5
I’ve always had a great experience with zopa Reviewed on: 21st February 2023
Bayleigh Bessell's avatar
Bayleigh Bessell

Fantastic service

5
Needed credit fast to get me out of a pickle and Zopa couldn't have been more helpful Reviewed on: 21st February 2023
andrew knowles's avatar
andrew knowles

Quick and efficient

5
Easy to use and the app keeps you updated on all spending immediately. Reviewed on: 21st February 2023
Susan Lapwood's avatar
Susan Lapwood

Very good

5
The experience has been very good and with my balance transfer I got to clear my debt a little quicker Reviewed on: 21st February 2023
Harpreet 's avatar
Harpreet

G

4
Excellent and very easy to apply Simple Reviewed on: 21st February 2023
gummi@live.co.uk's avatar
[email protected]

Fantastic service

5
Totally brilliant service keeps you updated Reviewed on: 21st February 2023
deborahclayton693@gmail.com's avatar
[email protected]

Zopa life

5
I’ve had the Zopa credit card over a year. I have never been happier, I always get the best customer support in customer service. I haven’t had any issues and generally have enjoyed using my card. I am planning to keep it for a very long time and I appreciate Zopa for just existing as they have made my life a lot easier with the credit card. Reviewed on: 21st February 2023
FIman's avatar
FIman

Great service. Provided me a card when I had few options

5
Zopa provided me with a card with a decent credit limit when most other providers would not provide a card. They have excellent customer service. Reviewed on: 21st February 2023
Jamil Choudry's avatar
Jamil Choudry

Review Zopa: Credit card now

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